On the stock market since 1987, it operates in the world of money and finance. It has 211 employees. Now — the numbers.
This is an established company with proven profits.
Average growth of 37% a year over the last 4 years. Every year shown ended in profit.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Profit power and business quality lead the class.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
Clearly below the class average.
Sales are growing strongly for its sector.
Clearly above the class average — a step short of the very top.
Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.
Valuation: The stock trades at a price that looks expensive next to its earnings; that can cap future returns.
The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.
The net profit margin is 28% — still a thick cushion, though costs have been eating into it lately.
Over the last 3 years, sales grew about 29% a year on average.
The average analyst price target is $151 — 17% above today’s price.
The balance sheet offers little cushion against a rough stretch. Report-card grade: 13/100.
Today’s price already includes part of tomorrow’s optimism. Report-card grade: 36/100.
On our five-subject report card, NBN sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”
The takeaway: NBN is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.
The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.
Analysts’ average target sits above today’s price, yet the valuation grade (36/100) says the stock isn’t cheap.