NCR — Stock Film
STOCK FILMSCENE 1/12NCR · $27.08
Stock Expert AI presents
NCR
NCR Corporation
~4 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
NCR Corporation. What it actually does.

Provides managed services and ATM-as-a-Service for banks. Offers digital banking solutions for financial institutions. Now — the numbers.

on the stock market since 1996
35K employees
$3.8B market value
WHERE DOES THE MONEY COME FROM?
62%Recurring revenue
Recurring revenueAll other products and services 38%
62% of all revenue comes from a single line: Recurring revenue.

That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.

Revenue last year:
$2.7B
The net profit left over:
$42M
Out of every $100 in sales, $2 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 2%

This is an established company with proven profits.

THE SALES TREND
Sales have been shrinking.

An average decline of 15% a year over the last 4 years — the most striking risk in this picture. Red columns mark years that ended in a loss.

$6.2B
2020
2021
2022
2024
$2.7B
2025
Cash on hand:
$231M
Total debt:
$1.3B
The debt outweighs the cash.

The gap is $1.1B. In times of high interest rates, a gap like that can squeeze a company.

What executives did with their own stock over the last 12 months:
57 buy32 sell

Executives buying with their own money is usually read as confidence in the company’s future.

THE COUNCIL REVIEW
9

angles, checked one by one.

The 3 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

WEAK SPOTS
The stock has lost its spark0/10
Sales are shrinking2/10
Costs eat into the margin4/10
WORTH WATCHING

Revenue Growth: Sales are going backwards, not just slowing.

THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 45% below its peak. The market has trimmed its expectations for the company.

1
THE BRIGHT SIDE · 1/1
Executives are buying their own stock

Over the last 12 months, company executives reported 57 buys and 32 sells. Management buying with its own money is usually read as a good sign.

1
THE RISKS · 1/2
Sales are shrinking

Over the last 5 years, sales fell about 15% a year on average. Profit is holding up, but a shrinking business is a risk worth watching.

2
THE RISKS · 2/2
A rich price tag

The company’s market value is 91 times its annual profit. Even a small disappointment could hit the price hard.

FINALE · THE GRADE
grade pending

We don’t have a report card for this stock yet — the data isn’t mature enough to grade. No grade is information too: it means the evidence is thin.

One-line summary: few numbers, an untested story. Keep watching.

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This was a film — not investment advice.
Data: FMP & company filings
Sep 11, 2026 · stockexpertai.com · Stock Film