Invests in agency mortgage-backed securities. Manages mortgage servicing rights. Now — the numbers.
That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.
This is an established company with proven profits.
Average growth of 73% a year over the last 4 years. Red columns mark years that ended in a loss.
Executive selling isn’t always bad news; people sell for personal reasons too. Still, the thin buying side is worth noting.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Profit power and business quality lead the class.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
The price looks reasonable next to what the company earns.
Clearly below the class average.
Clearly below the class average.
Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.
Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.
The stock trades 37% below its peak. The market has trimmed its expectations for the company.
The net profit margin is 30% — still a thick cushion, though costs have been eating into it lately.
Over the last 4 years, sales grew about 73% a year on average.
It met or beat analyst expectations in 7 of the last 8 quarters — consistency is a promise kept.
The balance sheet offers little cushion against a rough stretch. Report-card grade: 15/100.
Buyers haven’t stepped back in yet; the price hasn’t found its footing. Report-card grade: 35/100. For a turnaround signal, the stock first needs to close the gap with the market.
The growth engine is running at low revs right now. Report-card grade: 42/100.
On our five-subject report card, NLY sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.
The takeaway: NLY is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.