On the stock market since 1997, it operates in the world of real estate. It has 212 employees. Now — the numbers.
This is an established company with proven profits.
That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.
Average growth of 73% a year over the last 4 years. Red columns mark years that ended in a loss.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Clearly above the class average — a step short of the very top.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
Clearly below the class average.
Clearly below the class average.
Clearly below the class average.
Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.
Growth: Sales growth trails the sector average.
The stock trades 35% below its peak. The market has trimmed its expectations for the company.
The net profit margin is 30% — still a thick cushion, though costs have been eating into it lately.
It met or beat analyst expectations in 7 of the last 8 quarters — consistency is a promise kept.
It pays out $2.85 per share each year — regular cash for whoever holds the stock.
The balance sheet offers little cushion against a rough stretch. Report-card grade: 5/100.
The growth engine is running at low revs right now. Report-card grade: 30/100.
Today’s price already includes part of tomorrow’s optimism. Report-card grade: 42/100.
On our five-subject report card, NLY sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”
The takeaway: NLY is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.