NSP — Stock Film
STOCK FILMSCENE 1/11NSP · $49.69
Stock Expert AI presents
NSP
Insperity, Inc
~5 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
Insperity, Inc. What it actually does.

Provide comprehensive HR solutions to small and medium-sized businesses. Offer payroll and employment administration services. Now — the numbers.

on the stock market since 1997
304K employees
$1.9B market value
Revenue last year:
$6.8B
The loss that same year:
$7M
Sales don’t cover the costs; the gap drains from the cash pile every year.

The company closed last year at a loss: costs ran above sales. The picture changes only if spending is reined in.

In the vault right now:
$660M
DEBT: $435M
At this pace, that money lasts about 94.3 years.

At this burn rate the cash pile isn’t the pressing question — for now, time is on the company’s side.

THE PRICE TAG
MARKET VALUE / ANNUAL SALES
0.3×

This company is not turning a profit, so the market is pricing its sales instead: 0.3× for every dollar of annual revenue.

Against companies in its own sector, it looks cheaper than 76% of them.

Analysts' average target sits 13% above today's price.

What executives did with their own stock over the last 12 months:
52 buy16 sell

Executives buying with their own money is usually read as confidence in the company’s future.

INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
49
weak

Clearly below the class average.

FINANCIAL STRENGTH
21
very weak

Clearly below the class average.

VALUATION
76
strong

Clearly above the class average — a step short of the very top.

GROWTH
28
very weak

Clearly below the class average.

PRICE MOMENTUM
92
very strong

The stock has been running stronger than the market lately.

WORTH WATCHING

Financial Strength: The cash-and-debt balance is thin; the buffer for hard times is slim.

Growth: Sales growth trails the sector average.

THE FIVE-YEAR JOURNEY
A big climb, then a hard fall.

An investor who bought at the very peak is down 62% today. The business is the same; what changed most is the price — and the expectations — the market pins on it.

1
THE BRIGHT SIDE · 1/3
Sales are holding up

The company sells $6.8B a year; the problem isn’t sales — it’s costs running above that number.

2
THE BRIGHT SIDE · 2/3
Executives are buying their own stock

Over the last 12 months, company executives reported 52 buys and 16 sells. Management buying with its own money is usually read as a good sign.

3
THE BRIGHT SIDE · 3/3
Pays a steady dividend

It pays out $2.40 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/3
Lost money last year

A loss of $7M against $6.8B in annual sales.

2
THE RISKS · 2/3
A thin financial cushion

The balance sheet offers little cushion against a rough stretch. Report-card grade: 21/100.

3
THE RISKS · 3/3
Growth trails the sector

The growth engine is running at low revs right now. Report-card grade: 28/100.

FINALE · THE GRADE
B
58 / 100 · MoonshotScore

On our five-subject report card, NSP sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.

The takeaway: NSP has solid sales but closed last year at a loss. The road back to profit runs through spending discipline.

What would you like to do next?
Open the stock page →

Not covered, because the filings we hold do not carry it: the revenue breakdown.

This was a film — not investment advice.
Data: FMP & company filings
Sep 11, 2026 · stockexpertai.com · Stock Film