NSP — Stock Film
STOCK FILMSCENE 1/11NSP · $51.70
Stock Expert AI presents
NSP
Insperity, Inc
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Insperity, Inc. A quick introduction.

On the stock market since 1997, it operates in the world of heavy industry. It has 306,023 employees. Now — the numbers.

on the stock market since 1997
306K employees
$2B market value
Revenue last year:
$0
The loss that same year:
$0
Sales don’t cover the costs; the gap drains from the cash pile every year.

The company closed last year at a loss: costs ran above sales. The picture changes only if spending is reined in.

In the vault right now:
$0
DEBT: $435M
At this pace, that money lasts about 94.3 years.

Before the clock runs out, either sales must climb sharply or new money must come in. For now, time is on the company’s side.

What executives did with their own stock over the last 12 months:
52 buy16 sell

Executives buying with their own money is usually read as confidence in the company’s future.

INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
38
weak

Clearly below the class average.

FINANCIAL STRENGTH
36
weak

Clearly below the class average.

VALUATION
58
average

The price isn’t cheap next to earnings — that’s why this grade sits in the middle.

GROWTH
18
very weak

Clearly below the class average.

PRICE MOMENTUM
80
very strong

The stock has been running stronger than the market lately.

WORTH WATCHING

Growth: Sales growth trails the sector average.

Financial Strength: The cash-and-debt balance is thin; the buffer for hard times is slim.

THE COUNCIL REVIEW
9

angles, checked one by one.

The 3 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

STRENGTHS
A strong cash pile8/10
Few are betting against it10/10
WEAK SPOTS
Thin profit on each sale3/10
WORTH WATCHING

Profit per Sale: The profit kept from each sale is thin.

THE FIVE-YEAR JOURNEY
A big climb, then a hard fall.

An investor who bought at the very peak is down 60% today. The business is the same; what changed most is the price — and the expectations — the market pins on it.

1
THE BRIGHT SIDE · 1/3
Sales are holding up

The company sells $6.8B a year; the problem isn’t sales — it’s costs running above that number.

2
THE BRIGHT SIDE · 2/3
Strong cash, light debt

There is $660M in the vault; even if every debt were paid off, $225M would remain.

3
THE BRIGHT SIDE · 3/3
Executives are buying their own stock

Over the last 12 months, company executives reported 52 buys and 16 sells. Management buying with its own money is usually read as a good sign.

1
THE RISKS · 1/3
Lost money last year

A loss of $7M against $6.8B in annual sales.

2
THE RISKS · 2/3
Growth trails the sector

The growth engine is running at low revs right now. Report-card grade: 18/100.

3
THE RISKS · 3/3
A thin financial cushion

The balance sheet offers little cushion against a rough stretch. Report-card grade: 36/100.

FINALE · THE GRADE
C
0 / 100 · MoonshotScore

On our five-subject report card, NSP sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.

The takeaway: NSP has solid sales but closed last year at a loss. The road back to profit runs through spending discipline.

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This was a film — not investment advice.
Data: FMP & company filings
Jul 21, 2026 · stockexpertai.com · Stock Film