NSTS — Stock Film
STOCK FILMSCENE 1/11NSTS · $14.04
Stock Expert AI presents
NSTS
NSTS Bancorp, Inc
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
NSTS Bancorp, Inc. A quick introduction.

On the stock market since 2022, it operates in the world of money and finance. It has 49 employees. Now — the numbers.

on the stock market since 2022
49 employees
$72.9M market value
Revenue last year:
$0
The loss that same year:
$0
Sales don’t cover the costs; the gap drains from the cash pile every year.

The company is still in the product-building phase: its spending runs above its sales. That only changes once the product starts selling at scale.

THE SALES TREND
Sales are growing overall, with a pause along the way.

Average growth of 21% a year over the last 4 years. Red columns mark years that ended in a loss.

$6.1M
2021
$7.5M
2022
$6.5M
2023
$12M
2024
$13.3M
2025
In the vault right now:
$0
DEBT: $27.6M
At this pace, that money lasts about 95.6 years.

Before the clock runs out, either sales must climb sharply or new money must come in. For now, time is on the company’s side.

What executives did with their own stock over the last 12 months:
20 buy8 sell

Executives buying with their own money is usually read as confidence in the company’s future.

INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
47
weak

Clearly below the class average.

FINANCIAL STRENGTH
43
weak

For a bank, strength is measured by capital buffers and reserves — not cash minus debt.

VALUATION
64
average

The price isn’t cheap next to earnings — that’s why this grade sits in the middle.

GROWTH
70
strong

Clearly above the class average — a step short of the very top.

PRICE MOMENTUM
84
very strong

The stock has been running stronger than the market lately.

WORTH WATCHING

Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.

Business Quality: Profit power and business quality trail similar companies in the sector.

THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

1
THE BRIGHT SIDE · 1/3
Sales keep climbing

Over the last 3 years, sales grew about 21% a year on average.

2
THE BRIGHT SIDE · 2/3
The product is selling

Sales run at $13.3M a year. A small number, but proof the product has real buyers.

3
THE BRIGHT SIDE · 3/3
Executives are buying their own stock

Over the last 12 months, company executives reported 20 buys and 8 sells. Management buying with its own money is usually read as a good sign.

1
THE RISKS · 1/3
Small scale, thin loss

A loss of $386K against $13.3M in annual sales.

2
THE RISKS · 2/3
A thin financial cushion

The balance sheet offers little cushion against a rough stretch. Report-card grade: 43/100.

3
THE RISKS · 3/3
The business trails its class

Measured against its sector, the quality of the business sits below the class average. Report-card grade: 47/100.

FINALE · THE GRADE
C
0 / 100 · MoonshotScore

On our five-subject report card, NSTS sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.

The takeaway: NSTS is a high-risk stock — not yet profitable, and its future rides on its product catching on.

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This was a film — not investment advice.
Data: FMP & company filings
Aug 21, 2026 · stockexpertai.com · Stock Film