NTI — Stock Film
STOCK FILMSCENE 1/11NTI · $21.15
Stock Expert AI presents
NTI
Northern Tier Energy LP
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Northern Tier Energy LP. A quick introduction.

On the stock market since 2012, it operates in the world of energy. Now — the numbers.

on the stock market since 2012
$0 market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $4 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 4%

This is an established company with proven profits.

WHERE DOES THE MONEY COME FROM?
53%Refining Group
Refining Group 53%Retail Group 27%Western Refining Logistics, LP 20%
53% of all revenue comes from a single line: Refining Group.

The biggest line carries real weight, but it doesn’t decide everything on its own.

THE SALES TREND
Sales have been shrinking.

An average decline of 11% a year over the last 4 years — the most striking risk in this picture.

$4.7B
2012
$5B
2013
$5.6B
2014
$3.4B
2015
$2.9B
2016
Cash on hand:
$0
Total debt:
$0
The debt outweighs the cash.

The gap is $1.6B. In times of high interest rates, a gap like that can squeeze a company.

THE COUNCIL REVIEW
9

angles, checked one by one.

The 3 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

WEAK SPOTS
The stock has lost its spark0/10
Growth has stalled2/10
Thin profit on each sale3/10
WORTH WATCHING

Revenue Growth: Sales are growing slowly.

THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

THE BRIGHT SIDE

Nothing in the current numbers stands out as a strong positive. That, by itself, is worth knowing.

1
THE RISKS · 1/3
Sales are shrinking

Over the last 3 years, sales fell about 17% a year on average. Profit is holding up, but a shrinking business is a risk worth watching.

2
THE RISKS · 2/3
The stock has lost its spark

The price action doesn’t yet back an upward turn. Council score: 0/10.

3
THE RISKS · 3/3
Growth has stalled

The sales tempo runs behind the sector. Council score: 2/10.

FINALE · THE GRADE
F
0 / 100 · MoonshotScore

On our five-subject report card, NTI sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”

The takeaway: NTI is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.

What would you like to do next?
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This was a film — not investment advice.
Data: FMP & company filings
Jul 21, 2026 · stockexpertai.com · Stock Film