NU — Stock Film
STOCK FILMSCENE 1/11NU · $14.09
Stock Expert AI presents
NU
Nu Holdings Ltd
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Nu Holdings Ltd. A quick introduction.

On the stock market since 2021, it operates in the world of money and finance. It has 8,037 employees. Now — the numbers.

on the stock market since 2021
8,037 employees
$68B market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $18 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 18%

This is an established company with proven profits.

THE SALES TREND
Sales are growing, year after year.

Average growth of 80% a year over the last 4 years. Red columns mark years that ended in a loss.

$1.5B
2021
$4.5B
2022
$7.7B
2023
$11B
2024
$16B
2025
Every quarter, analysts set a profit bar.
How many of the last 8 did the company clear?
5 / 8
EXPECTATIONS MET OR BEATEN
5
Aug 2024
Nov 2024
Feb 2025
May 2025
Aug 2025
Nov 2025
Feb 2026
May 2026
5 TIMES IN THE LAST 8 QUARTERS
A mixed scorecard.
What executives did with their own stock over the last 12 months:
19 buy19 sell

Buys and sells are dead even — no clear signal either way.

THE COUNCIL REVIEW
9

angles, checked one by one.

The 3 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

STRENGTHS
Few are betting against it10/10
WEAK SPOTS
Executives aren’t buying3/10
The stock has lost its spark3/10
WORTH WATCHING

Executive Buying: The trades send no strong signal of confidence.

THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 25% below its peak. The market has trimmed its expectations for the company.

1
THE BRIGHT SIDE · 1/2
A fat profit margin

The net profit margin is 18% — the profit kept from each dollar of revenue is the company’s cushion in hard quarters.

2
THE BRIGHT SIDE · 2/2
Sales keep climbing

Over the last 3 years, sales grew about 52% a year on average.

1
THE RISKS · 1/2
Executives aren’t buying

No clear buy-side message is coming from the executive floor. Council score: 3/10.

2
THE RISKS · 2/2
The stock has lost its spark

Since the drop from its peak, buyer appetite hasn’t come back. Council score: 3/10.

FINALE · THE GRADE
D
0 / 100 · MoonshotScore

On our five-subject report card, NU sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”

The takeaway: NU is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.

What would you like to do next?
Open the stock page →
This was a film — not investment advice.
Data: FMP & company filings
Jul 24, 2026 · stockexpertai.com · Stock Film