NYCB — Stock Film
STOCK FILMSCENE 1/11NYCB · $10.55
Stock Expert AI presents
NYCB
New York Community Bancorp, Inc
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
New York Community Bancorp, Inc. A quick introduction.

On the stock market since 1993, it operates in the world of money and finance. It has 8,766 employees. Now — the numbers.

on the stock market since 1993
8,766 employees
$4.4B market value
Revenue last year:
$0
The loss that same year:
$0
Sales don’t cover the costs; the gap drains from the cash pile every year.

The company closed last year at a loss: costs ran above sales. The picture changes only if spending is reined in.

WHERE DOES THE MONEY COME FROM?
84%Branch Banking
Branch Banking 84%Residential Portfolio 16%
84% of all revenue comes from a single line: Branch Banking.

That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.

THE SALES TREND
Sales are growing overall, with a pause along the way.

Average growth of 35% a year over the last 4 years. Red columns mark years that ended in a loss.

$1.4B
2021
$2.3B
2022
$3.6B
2023
$6B
2024
$4.5B
2025
In the vault right now:
$0
DEBT: $0
At this pace, that money lasts about 77.4 years.

Before the clock runs out, either sales must climb sharply or new money must come in. For now, time is on the company’s side.

Every quarter, analysts set a profit bar.
How many of the last 6 did the company clear?
2 / 6
EXPECTATIONS MET OR BEATEN
2
Jul 2023
Oct 2023
Jan 2024
May 2024
Jul 2024
Oct 2024
2 TIMES IN THE LAST 6 QUARTERS
It misses the bar more often than not.
THE FIVE-YEAR JOURNEY
A big climb, then a hard fall.

An investor who bought at the very peak is down 75% today. The business is the same; what changed most is the price — and the expectations — the market pins on it.

1
THE BRIGHT SIDE · 1/2
Sales keep climbing

Over the last 3 years, sales grew about 24% a year on average.

2
THE BRIGHT SIDE · 2/2
Pays a steady dividend

It pays out $0.04 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/2
The losses continue

A loss of $210M against $4.5B in annual sales. And on top of that, sales fell from the year before.

2
THE RISKS · 2/2
The price sits above analysts’ target

The stock trades 21% above the average analyst price target.

FINALE · THE GRADE
F
0 / 100 · MoonshotScore

On our five-subject report card, NYCB sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”

The takeaway: NYCB has solid sales but closed last year at a loss. The road back to profit runs through spending discipline.

What would you like to do next?
Open the stock page →
This was a film — not investment advice.
Data: FMP & company filings
Jul 23, 2026 · stockexpertai.com · Stock Film