OCN — Stock Film
STOCK FILMSCENE 1/12OCN · $25.08
Stock Expert AI presents
OCN
Ocwen Financial Corporation
~5 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
Ocwen Financial Corporation. What it actually does.

Services commercial mortgage loans. Provides special servicing for distressed mortgages. Now — the numbers.

on the stock market since 1996
4,400 employees
$195.9M market value
WHERE DOES THE MONEY COME FROM?
85%Servicing
ServicingLending 15%
85% of all revenue comes from a single line: Servicing.

That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.

Revenue last year:
$1.1B
The net profit left over:
$185.4M
Out of every $100 in sales, $17 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 17%

This is an established company with proven profits.

Cash on hand:
$180.5M
Total debt:
$0
The cash outweighs the debt.

If every debt were paid off today, $180.5M would still be left in the vault — a solid cushion for hard times.

THE PRICE TAG
MARKET VALUE / ANNUAL PROFIT
1.1×

The market pays 1.1× for every dollar of annual profit — cheap, which is either an opportunity or a warning.

No analyst target is on record for this company.

What executives did with their own stock over the last 12 months:
61 buy52 sell

Executives buying with their own money is usually read as confidence in the company’s future.

THE COUNCIL REVIEW
9

angles, checked one by one.

The 4 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

STRENGTHS
Fat profit per sale, but shrinking10/10
A strong cash pile8/10
WEAK SPOTS
The stock has lost its spark0/10
Growth has stalled4/10
WORTH WATCHING

Revenue Growth: Sales are growing slowly.

THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 39% below its peak. The market has trimmed its expectations for the company.

1
THE BRIGHT SIDE · 1/3
A fat but narrowing margin

The net profit margin is 17% — still a thick cushion, though costs have been eating into it lately.

2
THE BRIGHT SIDE · 2/3
Strong cash, light debt

There is $180.5M in the vault; even if every debt were paid off, $180.5M would remain.

3
THE BRIGHT SIDE · 3/3
Executives are buying their own stock

Over the last 12 months, company executives reported 61 buys and 52 sells. Management buying with its own money is usually read as a good sign.

1
THE RISKS · 1/2
Growth has stalled

Over the last 4 years, sales grew only 0% a year on average. At this size, speeding back up is not easy.

2
THE RISKS · 2/2
The stock has lost its spark

Since the drop from its peak, buyer appetite hasn’t come back. Council score: 0/10.

FINALE · THE GRADE
grade pending

We don’t have a report card for this stock yet — the data isn’t mature enough to grade. No grade is information too: it means the evidence is thin.

One-line summary: few numbers, an untested story. Keep watching.

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This was a film — not investment advice.
Data: FMP & company filings
Sep 12, 2026 · stockexpertai.com · Stock Film