OFS — Stock Film
STOCK FILMSCENE 1/11OFS · $3.86
Stock Expert AI presents
OFS
OFS Capital Corporation
~5 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
OFS Capital Corporation. What it actually does.

Provides debt and minority equity investments to middle-market companies. Specializes in direct and fund investments. Now — the numbers.

on the stock market since 2012
47 employees
$51.7M market value
Revenue last year:
$49.5M
The net profit left over:
$28.4M
Out of every $100 of revenue, $57 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 57%

This is an established company with proven profits.

THE SALES TREND
Sales have been shrinking.

An average decline of 17% a year over the last 3 years — the most striking risk in this picture. Red columns mark years that ended in a loss.

$85.7M
2021
2022
2023
$49.5M
2024
Every quarter, analysts set a profit bar.
How many of the last 8 did the company clear?
3 / 8
EXPECTATIONS MET OR BEATEN
3
Oct 2024
Jul 2026
3 TIMES IN THE LAST 8 QUARTERS
It misses the bar more often than not.
THE PRICE TAG
MARKET VALUE / ANNUAL PROFIT
1.8×

The market pays 1.8× for every dollar of annual profit — cheap, which is either an opportunity or a warning.

Against companies in its own sector, it looks cheaper than 88% of them.

Analysts' average target sits 81% above today's price.

INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
67
strong

Clearly above the class average — a step short of the very top.

FINANCIAL STRENGTH
14
very weak

For a bank, strength is measured by capital buffers and reserves — not cash minus debt.

VALUATION
88
very strong

The price looks reasonable next to what the company earns.

GROWTH
1
very weak

Clearly below the class average.

PRICE MOMENTUM
14
very weak

Clearly below the class average.

WORTH WATCHING

Growth: Sales growth trails the sector average.

Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.

THE FIVE-YEAR JOURNEY
A long and steep decline.

An investor who bought at the very peak is down 71% today. The business is the same; what changed most is the price — and the expectations — the market pins on it.

1
THE BRIGHT SIDE · 1/2
A fat but narrowing margin

The net profit margin is 57% — still a thick cushion, though costs have been eating into it lately.

2
THE BRIGHT SIDE · 2/2
Pays a steady dividend

It pays out $0.85 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/2
Sales are shrinking

Over the last 3 years, sales fell about 17% a year on average. Profit is holding up, but a shrinking business is a risk worth watching.

2
THE RISKS · 2/2
Executives lean toward selling

Over the last 12 months, executives reported 5 sells against just 0 buys. Not an alarm bell by itself, but a number worth watching.

FINALE · THE GRADE
D
36 / 100 · MoonshotScore

On our five-subject report card, OFS sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”

The takeaway: OFS does earn real profits — but on our report card it still sits behind its class. The real debate isn’t the quality of the business — it’s what that quality should cost.

What would you like to do next?
Open the stock page →

Not covered, because the filings we hold do not carry it: the revenue breakdown.

This was a film — not investment advice.
Data: FMP & company filings
Sep 11, 2026 · stockexpertai.com · Stock Film