ONIT — Stock Film
STOCK FILMSCENE 1/11ONIT · $38.79
Stock Expert AI presents
ONIT
Onity Group Inc
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Onity Group Inc. A quick introduction.

On the stock market since 1996, it operates in the world of money and finance. It has 4,200 employees. Now — the numbers.

on the stock market since 1996
4,200 employees
$327.1M market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $18 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 18%

This is an established company with proven profits.

WHERE DOES THE MONEY COME FROM?
85%Servicing
Servicing 85%Lending 15%
85% of all revenue comes from a single line: Servicing.

That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.

THE SALES TREND
Sales are moving sideways.

No real growth. Red columns mark years that ended in a loss.

$1.1B
2021
$999.5M
2022
$1.1B
2023
$1.1B
2024
$1.1B
2025
Every quarter, analysts set a profit bar.
How many of the last 8 did the company clear?
4 / 8
EXPECTATIONS MET OR BEATEN
4
Aug 2024
Nov 2024
Feb 2025
Apr 2025
Aug 2025
Nov 2025
Feb 2026
May 2026
4 TIMES IN THE LAST 8 QUARTERS
A mixed scorecard.
INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
63
average

Profit indicators sit around the sector average.

FINANCIAL STRENGTH
3
very weak

For a bank, strength is measured by capital buffers and reserves — not cash minus debt.

VALUATION
70
strong

Clearly above the class average — a step short of the very top.

GROWTH
74
strong

This grade is a blend: the profit side is strong, the sales tempo slow.

PRICE MOMENTUM
4
very weak

Clearly below the class average.

WORTH WATCHING

Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.

Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.

THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 27% below its peak. The market has trimmed its expectations for the company.

1
THE BRIGHT SIDE · 1/2
A fat but narrowing margin

The net profit margin is 18% — still a thick cushion, though costs have been eating into it lately.

2
THE BRIGHT SIDE · 2/2
Analysts’ target sits above today’s price

The average analyst price target is $50.0029% above today’s price.

1
THE RISKS · 1/3
A slow sales tempo

Over the last 3 years, sales grew only 2% a year on average — the report card’s higher growth grade leans on profit power instead.

2
THE RISKS · 2/3
A thin financial cushion

The balance sheet offers little cushion against a rough stretch. Report-card grade: 3/100.

3
THE RISKS · 3/3
The stock has lost its spark

Buyers haven’t stepped back in yet; the price hasn’t found its footing. Report-card grade: 4/100. For a turnaround signal, the stock first needs to close the gap with the market.

FINALE · THE GRADE
F
0 / 100 · MoonshotScore

On our five-subject report card, ONIT sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”

The takeaway: ONIT is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

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This was a film — not investment advice.
Data: FMP & company filings
Jul 24, 2026 · stockexpertai.com · Stock Film