OPRT — Stock Film
STOCK FILMSCENE 1/8OPRT · $7.33
Stock Expert AI presents
OPRT
Oportun Financial Corporation
~3 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Oportun Financial Corporation. A quick introduction.

On the stock market since 2019, it operates in the world of money and finance. It has 2,405 employees. Now — the numbers.

on the stock market since 2019
2,405 employees
$275.9M market value
INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
62
average

Profit indicators sit around the sector average.

FINANCIAL STRENGTH
48
weak

For a bank, strength is measured by capital buffers and reserves — not cash minus debt.

VALUATION
88
very strong

The price looks reasonable next to what the company earns.

GROWTH
58
average

There is growth, but not at top-of-the-class tempo.

PRICE MOMENTUM
97
very strong

The stock has been running stronger than the market lately.

WORTH WATCHING

Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.

THE COUNCIL REVIEW
9

angles, checked one by one.

The 2 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

STRENGTHS
Few are betting against it10/10
WEAK SPOTS
Growth has stalled4/10
WORTH WATCHING

Revenue Growth: Sales are growing slowly.

THE FIVE-YEAR JOURNEY
A long and steep decline.

An investor who bought at the very peak is down 74% today. The business is the same; what changed most is the price — and the expectations — the market pins on it.

THE BRIGHT SIDE

Nothing in the current numbers stands out as a strong positive. That, by itself, is worth knowing.

1
THE RISKS · 1/2
A thin financial cushion

The balance sheet offers little cushion against a rough stretch. Report-card grade: 48/100.

2
THE RISKS · 2/2
Growth has stalled

The sales tempo runs behind the sector. Council score: 4/10.

FINALE · THE GRADE
A
0 / 100 · MoonshotScore

On our five-subject report card, OPRT sits near the top of the class. A high grade doesn’t mean “guaranteed win” — it means “the evidence looks strong for now.”

The takeaway: OPRT is a high-risk stock — not yet profitable, and its future rides on its product catching on.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

What would you like to do next?
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This was a film — not investment advice.
Data: FMP & company filings
Aug 21, 2026 · stockexpertai.com · Stock Film