OSCR — Stock Film
STOCK FILMSCENE 1/11OSCR · $32.77
Stock Expert AI presents
OSCR
Oscar Health, Inc
~5 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
Oscar Health, Inc. What it actually does.

Provides Individual & Family health insurance plans. Offers Small Group health insurance plans for businesses. Now — the numbers.

on the stock market since 2021
2,305 employees
$8.5B market value
Revenue last year:
$12B
The loss that same year:
$443.2M
Sales don’t cover the costs; the gap drains from the cash pile every year.

The company closed last year at a loss: costs ran above sales. The picture changes only if spending is reined in.

THE SALES TREND
Sales are growing, year after year.

Average growth of 57% a year over the last 4 years. Red columns mark years that ended in a loss.

$1.9B
2021
2022
2023
2024
$12B
2025
In the vault right now:
$4B
DEBT: $430.1M
At this pace, that money lasts about 9 years.

At this burn rate the cash pile isn’t the pressing question — for now, time is on the company’s side.

Every quarter, analysts set a profit bar.
How many of the last 8 did the company clear?
5 / 8
EXPECTATIONS MET OR BEATEN
5
Nov 2024
Aug 2026
5 TIMES IN THE LAST 8 QUARTERS
A mixed scorecard.
THE PRICE TAG
MARKET VALUE / ANNUAL SALES
0.7×

This company is not turning a profit, so the market is pricing its sales instead: 0.7× for every dollar of annual revenue.

Against companies in its own sector, it looks cheaper than 95% of them.

Analysts' average target sits 17% below today's price.

THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

1
THE BRIGHT SIDE · 1/3
Sales keep climbing

Over the last 4 years, sales grew about 57% a year on average.

2
THE BRIGHT SIDE · 2/3
Sales are holding up

The company sells $11.7B a year; the problem isn’t sales — it’s costs running above that number.

3
THE BRIGHT SIDE · 3/3
Strong cash, light debt

There is $4.0B in the vault; even if every debt were paid off, $3.6B would remain.

1
THE RISKS · 1/3
Lost money last year

A loss of $443.2M against $11.7B in annual sales.

2
THE RISKS · 2/3
A wildly swinging price

This stock swings about 2.4 times as much as the market average. Big rallies — and big drops — can both happen fast.

3
THE RISKS · 3/3
The price sits above analysts’ target

The stock trades 17% above the average analyst price target.

FINALE · THE GRADE
A+
95 / 100 · MoonshotScore

On our five-subject report card, OSCR sits near the top of the class. A high grade doesn’t mean “guaranteed win” — it means “the evidence looks strong for now.”

The takeaway: OSCR has solid sales but closed last year at a loss. The road back to profit runs through spending discipline.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

What would you like to do next?
Open the stock page →

Not covered, because the filings we hold do not carry it: the revenue breakdown.

This was a film — not investment advice.
Data: FMP & company filings
Sep 11, 2026 · stockexpertai.com · Stock Film