PACW — Stock Film
STOCK FILMSCENE 1/11PACW · $7.54
Stock Expert AI presents
PACW
PacWest Bancorp
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
PacWest Bancorp. A quick introduction.

On the stock market since 2000, it operates in the world of money and finance. It has 2,438 employees. Now — the numbers.

on the stock market since 2000
2,438 employees
$904.5M market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $33 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 33%

This is an established company with proven profits.

WHERE DOES THE MONEY COME FROM?
50%Noninterest Income
Noninterest Income 50%Other Commissions and Fees 26%Service Charges on Deposit Accounts 23%Other 2%
50% of all revenue comes from a single line: Noninterest Income.

The biggest line carries real weight, but it doesn’t decide everything on its own.

THE SALES TREND
Sales are moving sideways.

No real growth (2% a year). Red columns mark years that ended in a loss.

$1.2B
2018
$1.1B
2019
$1.1B
2020
$1.3B
2021
$1.3B
2022
Every quarter, analysts set a profit bar.
How many of the last 8 did the company clear?
3 / 8
EXPECTATIONS MET OR BEATEN
3
Apr 2022
Jul 2022
Oct 2022
Jan 2023
Apr 2023
Jul 2023
Oct 2023
Jan 2024
3 TIMES IN THE LAST 8 QUARTERS
It misses the bar more often than not.
What executives did with their own stock over the last 12 months:
48 buy54 sell

Executive selling isn’t always bad news; people sell for personal reasons too. Still, the thin buying side is worth noting.

THE FIVE-YEAR JOURNEY
A big climb, then a hard fall.

An investor who bought at the very peak is down 85% today. The business is the same; what changed most is the price — and the expectations — the market pins on it.

1
THE BRIGHT SIDE · 1/3
A fat but narrowing margin

The net profit margin is 33% — still a thick cushion, though costs have been eating into it lately.

2
THE BRIGHT SIDE · 2/3
Analysts’ target sits above today’s price

The average analyst price target is $34.50358% above today’s price.

3
THE BRIGHT SIDE · 3/3
Pays a steady dividend

It pays out $0.04 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/1
The stock has lost its spark

Since the drop from its peak, buyer appetite hasn’t come back.

FINALE · THE GRADE
F
0 / 100 · MoonshotScore

On our five-subject report card, PACW sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”

The takeaway: PACW is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.

What would you like to do next?
Open the stock page →
This was a film — not investment advice.
Data: FMP & company filings
Jul 24, 2026 · stockexpertai.com · Stock Film