On the stock market since 2020, it operates in the world of technology. It has 300 employees. Now — the numbers.
This is an established company with proven profits.
That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.
Average growth of 11% a year over the last 4 years. Red columns mark years that ended in a loss.
The gap is $75.0M. In times of high interest rates, a gap like that can squeeze a company.
angles, checked one by one.
The 2 that stand out are on screen; the rest came back neutral.
The council scores out of 10; report-card grades are out of 100.
The stock trades 31% below its peak. The market has trimmed its expectations for the company.
Over the last 3 years, sales grew about 12% a year on average.
It met or beat analyst expectations in 6 of the last 7 quarters — consistency is a promise kept.
The company’s market value is 156 times its annual profit. Even a small disappointment could hit the price hard.
Over the last 12 months, executives reported 40 sells against just 13 buys. Not an alarm bell by itself, but a number worth watching.
On our five-subject report card, PAYA sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.
The takeaway: PAYA is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.