PBF — Stock Film
STOCK FILMSCENE 1/11PBF · $78.30
Stock Expert AI presents
PBF
PBF Energy Inc
~5 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
PBF Energy Inc. What it actually does.

Refines crude oil into gasoline, diesel, jet fuel, and other petroleum products. Operates six oil refineries in the United States. Now — the numbers.

on the stock market since 2012
3,678 employees
$9.3B market value
WHERE DOES THE MONEY COME FROM?
49%Refining Group
Refining GroupLogistics Group 1%Other 50%
49% of all revenue comes from a single line: Refining Group.

The biggest line carries real weight, but it doesn’t decide everything on its own.

Revenue last year:
$29B
The loss that same year:
$158.5M
Sales don’t cover the costs; the gap drains from the cash pile every year.

The company closed last year at a loss: costs ran above sales. The picture changes only if spending is reined in.

In the vault right now:
$527.9M
DEBT: $2.9B
At this pace, that money lasts about 3.3 years.

At this burn rate the cash pile isn’t the pressing question — for now, time is on the company’s side.

THE PRICE TAG
MARKET VALUE / ANNUAL SALES
0.3×

This company is not turning a profit, so the market is pricing its sales instead: 0.3× for every dollar of annual revenue.

Against companies in its own sector, it looks cheaper than 92% of them.

Analysts' average target sits 2% below today's price.

INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
58
average

Profit indicators sit around the sector average.

FINANCIAL STRENGTH
87
very strong

A solid grade overall — yet the debt outweighs the cash. The strength here comes from earnings power.

VALUATION
92
very strong

The price looks reasonable next to what the company earns.

GROWTH
64
average

There is growth, but not at top-of-the-class tempo.

PRICE MOMENTUM
100
very strong

The stock has been running stronger than the market lately.

No real weak spot in any of the five subjects — a balanced report card.

THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

1
THE BRIGHT SIDE · 1/1
Pays a steady dividend

It pays out $1.10 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/2
The losses continue

A loss of $158.5M against $29.3B in annual sales. And on top of that, sales fell from the year before.

2
THE RISKS · 2/2
Executives lean toward selling

Over the last 12 months, executives reported 230 sells against just 61 buys. Not an alarm bell by itself, but a number worth watching.

FINALE · THE GRADE
A+
96 / 100 · MoonshotScore

On our five-subject report card, PBF sits near the top of the class. A high grade doesn’t mean “guaranteed win” — it means “the evidence looks strong for now.”

The takeaway: PBF’s sales are going backwards, and it closed last year at a loss. The road back runs through both.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

What would you like to do next?
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This was a film — not investment advice.
Data: FMP & company filings
Sep 12, 2026 · stockexpertai.com · Stock Film