PDLB — Stock Film
STOCK FILMSCENE 1/11PDLB · $20.25
Stock Expert AI presents
PDLB
Ponce Financial Group, Inc
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Ponce Financial Group, Inc. A quick introduction.

On the stock market since 2017, it operates in the world of money and finance. It has 218 employees. Now — the numbers.

on the stock market since 2017
218 employees
$489.8M market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $15 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 15%

This is an established company with proven profits.

WHERE DOES THE MONEY COME FROM?
100%Ponce Bank
Ponce Bank 100%P D L Community Bancorp <1%Mortgage World <1%
100% of all revenue comes from a single line: Ponce Bank.

That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.

THE SALES TREND
Sales are growing, year after year.

Average growth of 26% a year over the last 4 years. Red columns mark years that ended in a loss.

$77.6M
2021
$87.1M
2022
$134.5M
2023
$167.3M
2024
$194.3M
2025
Every quarter, analysts set a profit bar.
How many of the last 8 did the company clear?
8 / 8
EXPECTATIONS MET OR BEATEN
8
Apr 2024
Jul 2024
Oct 2024
Apr 2025
Jul 2025
Oct 2025
Jan 2026
Apr 2026
8 TIMES IN THE LAST 8 QUARTERS
It clears the bar, quarter after quarter.
INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
63
average

Profit indicators sit around the sector average.

FINANCIAL STRENGTH
80
very strong

For a bank, strength is measured by capital buffers and reserves — not cash minus debt.

VALUATION
79
strong

Clearly above the class average — a step short of the very top.

GROWTH
99
very strong

Sales are growing strongly for its sector.

PRICE MOMENTUM
97
very strong

The stock has been running stronger than the market lately.

No real weak spot in any of the five subjects — a balanced report card.

THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

1
THE BRIGHT SIDE · 1/3
Sales keep climbing

Over the last 3 years, sales grew about 31% a year on average.

2
THE BRIGHT SIDE · 2/3
Delivers on expectations

It met or beat analyst expectations in 8 of the last 8 quarters — consistency is a promise kept.

3
THE BRIGHT SIDE · 3/3
Analysts’ target sits above today’s price

The average analyst price target is $24.0019% above today’s price.

THE RISKS

Nothing in the current numbers stands out as a clear risk. Still, no stock is ever risk-free.

FINALE · THE GRADE
A
0 / 100 · MoonshotScore

On our five-subject report card, PDLB sits near the top of the class. A high grade doesn’t mean “guaranteed win” — it means “the evidence looks strong for now.”

The takeaway: PDLB is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

What would you like to do next?
Open the stock page →
This was a film — not investment advice.
Data: FMP & company filings
Jul 21, 2026 · stockexpertai.com · Stock Film