On the stock market since 1991, it operates in the world of money and finance. Now — the numbers.
This is an established company with proven profits.
No real growth (4% a year). Red columns mark years that ended in a loss.
The stock trades 37% below its peak. The market has trimmed its expectations for the company.
The net profit margin is 74% — the profit kept from each dollar of revenue is the company’s cushion in hard quarters.
Over the last 12 months, company executives reported 4 buys and 0 sells. Management buying with its own money is usually read as a good sign.
It pays out $0.75 per share each year — regular cash for whoever holds the stock.
Over the last 3 years, sales grew only 2% a year on average. At this size, speeding back up is not easy.
On our five-subject report card, PFD sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”
The takeaway: PFD is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.