PFG — Stock Film
STOCK FILMSCENE 1/11PFG · $116
Stock Expert AI presents
PFG
Principal Financial Group, Inc
~5 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
Principal Financial Group, Inc. What it actually does.

Provides retirement and income solutions to businesses and individuals. Offers asset management services through Principal Global Investors. Now — the numbers.

on the stock market since 2001
20K employees
$25B market value
WHERE DOES THE MONEY COME FROM?
50%Segment Retirement and Investor Services
Segment Retirement and Investor ServicesBenefits and Protection 30%Principal Asset Management 17%Corporate 2%
50% of all revenue comes from a single line: Segment Retirement and Investor Services.

The biggest line carries real weight, but it doesn’t decide everything on its own.

Revenue last year:
$16B
The net profit left over:
$1.2B
Out of every $100 of revenue, $8 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 8%

This is an established company with proven profits.

THE PRICE TAG
MARKET VALUE / ANNUAL PROFIT
20.9×

The market pays 20.9× for every dollar of annual profit — around what a business like this usually costs.

Against companies in its own sector, it looks cheaper than 79% of them.

Analysts' average target sits 6% below today's price.

What executives did with their own stock over the last 12 months:
120 buy45 sell

Executives buying with their own money is usually read as confidence in the company’s future.

INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
46
weak

Clearly below the class average.

FINANCIAL STRENGTH
27
very weak

For a bank, strength is measured by capital buffers and reserves — not cash minus debt.

VALUATION
79
strong

Clearly above the class average — a step short of the very top.

GROWTH
17
very weak

Clearly below the class average.

PRICE MOMENTUM
94
very strong

The stock has been running stronger than the market lately.

WORTH WATCHING

Growth: Sales growth trails the sector average.

Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.

THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

1
THE BRIGHT SIDE · 1/2
Executives are buying their own stock

Over the last 12 months, company executives reported 120 buys and 45 sells. Management buying with its own money is usually read as a good sign.

2
THE BRIGHT SIDE · 2/2
Pays a steady dividend

It pays out $3.25 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/3
Growth has stalled

Over the last 4 years, sales grew only 2% a year on average. At this size, speeding back up is not easy.

2
THE RISKS · 2/3
Growth trails the sector

The growth engine is running at low revs right now. Report-card grade: 17/100.

3
THE RISKS · 3/3
A thin financial cushion

The balance sheet offers little cushion against a rough stretch. Report-card grade: 27/100.

FINALE · THE GRADE
B
58 / 100 · MoonshotScore

On our five-subject report card, PFG sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.

The takeaway: PFG is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.

What would you like to do next?
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This was a film — not investment advice.
Data: FMP & company filings
Sep 11, 2026 · stockexpertai.com · Stock Film