PFSB — Stock Film
STOCK FILMSCENE 1/10PFSB · $19.90
Stock Expert AI presents
PFSB
PFS Bancorp, Inc
~3 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
PFS Bancorp, Inc. A quick introduction.

On the stock market since 2023, it operates in the world of money and finance. It has 25 employees. Now — the numbers.

on the stock market since 2023
25 employees
$30.8M market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, less than $1 stays as net profit.

This is an established company with proven profits.

WHERE DOES THE MONEY COME FROM?
93%Customer Service Fees
Customer Service Fees 93%Commission Income 7%
93% of all revenue comes from a single line: Customer Service Fees.

That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.

THE SALES TREND
Sales have been shrinking.

An average decline of 100% a year over the last 3 years — the most striking risk in this picture.

$5.3M
2022
$7.2M
2023
$8.9M
2024
$0
2025
What executives did with their own stock over the last 12 months:
17 buy5 sell

Executives buying with their own money is usually read as confidence in the company’s future.

THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

1
THE BRIGHT SIDE · 1/1
Executives are buying their own stock

Over the last 12 months, company executives reported 17 buys and 5 sells. Management buying with its own money is usually read as a good sign.

THE RISKS

Nothing in the current numbers stands out as a clear risk. Still, no stock is ever risk-free.

FINALE · THE GRADE
D
0 / 100 · MoonshotScore

On our five-subject report card, PFSB sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”

The takeaway: PFSB is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.

What would you like to do next?
Open the stock page →
This was a film — not investment advice.
Data: FMP & company filings
Jul 22, 2026 · stockexpertai.com · Stock Film