On the stock market since 2011, it operates in the world of money and finance. It has 11 employees. Now — the numbers.
This is an established company with proven profits.
Average growth of 14% a year over the last 4 years. Red columns mark years that ended in a loss.
Executives buying with their own money is usually read as confidence in the company’s future.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Clearly below the class average.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
Clearly below the class average.
Clearly below the class average.
The stock has been running stronger than the market lately.
Growth: Sales growth trails the sector average.
Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.
The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.
The net profit margin is 17% — still a thick cushion, though costs have been eating into it lately.
Over the last 12 months, company executives reported 32 buys and 0 sells. Management buying with its own money is usually read as a good sign.
It pays out $0.07 per share each year — regular cash for whoever holds the stock.
The growth engine is running at low revs right now. Report-card grade: 8/100.
The balance sheet offers little cushion against a rough stretch. Report-card grade: 41/100.
Measured against its sector, the quality of the business sits below the class average. Report-card grade: 43/100.
On our five-subject report card, PFX sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”
The takeaway: PFX is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.