PGR — Stock Film
STOCK FILMSCENE 1/11PGR · $220
Stock Expert AI presents
PGR
The Progressive Corporation
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
The Progressive Corporation. A quick introduction.

On the stock market since 1980, it operates in the world of money and finance. It has 70,053 employees. Now — the numbers.

on the stock market since 1980
70K employees
$123B market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $13 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 13%

This is an established company with proven profits.

WHERE DOES THE MONEY COME FROM?
87%Personal Lines
Personal Lines 87%Commercial Lines 13%
87% of all revenue comes from a single line: Personal Lines.

That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.

THE SALES TREND
Sales are growing, year after year.

Average growth of 16% a year over the last 4 years. Every year shown ended in profit.

$48B
2021
$50B
2022
$62B
2023
$75B
2024
$88B
2025
INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
96
very strong

Profit power and business quality lead the class.

FINANCIAL STRENGTH
41
weak

For a bank, strength is measured by capital buffers and reserves — not cash minus debt.

VALUATION
88
very strong

The price looks reasonable next to what the company earns.

GROWTH
93
very strong

Sales are growing strongly for its sector.

PRICE MOMENTUM
54
average

The price is looking for direction — no strong breakout, no collapse.

WORTH WATCHING

Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.

THE COUNCIL REVIEW
9

angles, checked one by one.

The 2 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

WEAK SPOTS
The stock has lost its spark0/10
Executives aren’t buying3/10
WORTH WATCHING

Executive Buying: The trades send no strong signal of confidence.

THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 25% below its peak. The market has trimmed its expectations for the company.

1
THE BRIGHT SIDE · 1/2
Sales keep climbing

Over the last 3 years, sales grew about 21% a year on average.

2
THE BRIGHT SIDE · 2/2
Pays a steady dividend

It pays out $13.90 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/3
A thin financial cushion

The balance sheet offers little cushion against a rough stretch. Report-card grade: 41/100.

2
THE RISKS · 2/3
The stock has lost its spark

Since the drop from its peak, buyer appetite hasn’t come back. Council score: 0/10.

3
THE RISKS · 3/3
Executives aren’t buying

No clear buy-side message is coming from the executive floor. Council score: 3/10.

FINALE · THE GRADE
A
0 / 100 · MoonshotScore

On our five-subject report card, PGR sits near the top of the class. A high grade doesn’t mean “guaranteed win” — it means “the evidence looks strong for now.”

The takeaway: PGR is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

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This was a film — not investment advice.
Data: FMP & company filings
Aug 21, 2026 · stockexpertai.com · Stock Film