PNBC — Stock Film
STOCK FILMSCENE 1/10PNBC · $0.0000
Stock Expert AI presents
PNBC
Princeton National Bancorp, Inc
~4 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
Princeton National Bancorp, Inc. What it actually does.

Historically, Princeton National Bancorp operated as a holding company. It oversaw the operations of Citizens First National Bank. Now — the numbers.

on the stock market since 2022
260 employees
$34 market value
Revenue last year:
$48.3M
The loss that same year:
$54.4M
For every $1 it earns, the company spends $2.

The company is still in the product-building phase: its spending runs far above its sales. That only changes once the product starts selling at scale.

THE SALES TREND
Sales are growing — but slowly for a company this size.

Average growth of 6% a year over the last 4 years. Red columns mark years that ended in a loss.

$38.4M
2007
2008
2009
2010
$48.3M
2011
In the vault right now:
$63.3M
DEBT: $5M
At this pace, that money lasts about 1.2 years.

Before the clock runs out, either sales must climb sharply or new money must come in. This is the most critical line in the whole picture.

THE COUNCIL REVIEW
9

angles, checked one by one.

The 2 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

WEAK SPOTS
Thin trading in the shares2/10
Costs eat into the margin4/10
WORTH WATCHING

Trading Liquidity: The shares change hands too rarely for smooth trading.

THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

1
THE BRIGHT SIDE · 1/1
The product is selling

Sales run at $48.3M a year. A small number, but proof the product has real buyers.

1
THE RISKS · 1/3
Small sales, big loss

A loss of $54.4M against $48.3M in annual sales. And on top of that, sales fell from the year before.

2
THE RISKS · 2/3
Trading under $1

The stock sits at $0.0000. Under exchange rules, stocks that stay below $1 for too long risk being removed from the market.

3
THE RISKS · 3/3
The cash has a countdown

At the current pace of spending, the cash lasts about 1.2 years. After that, the company needs to find new money.

FINALE · THE GRADE
—
grade pending

No score published: we hold no usable price for this ticker, and a grade beside a missing price says nothing.

One-line summary: few numbers, an untested story. Keep watching.

What would you like to do next?
Open the stock page →

Not covered, because the filings we hold do not carry it: earnings execution, the revenue breakdown.

This was a film — not investment advice.
Data: FMP & company filings
Oct 5, 2026 · stockexpertai.com · Stock Film