PONT — Stock Film
STOCK FILMSCENE 1/9PONT · $700
Stock Expert AI presents
PONT
Pontiac Bancorp, Inc
~3 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
Pontiac Bancorp, Inc. What it actually does.

Accepts various deposit products including checking, savings, money market accounts, and certificates of deposit. Now — the numbers.

on the stock market since 2013
150 employees
$145M market value
Revenue last year:
$62M
The net profit left over:
$15.3M
Out of every $100 of revenue, $25 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 25%

This is an established company with proven profits.

THE SALES TREND
Sales are growing, year after year.

Average growth of 18% a year over the last 4 years. Every year shown ended in profit.

$31.6M
2021
2022
2023
2024
$62M
2025
THE PRICE TAG
MARKET VALUE / ANNUAL PROFIT
9.5×

The market pays 9.5× for every dollar of annual profit — cheap, which is either an opportunity or a warning.

No analyst target is on record for this company.

THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 30% below its peak. The market has trimmed its expectations for the company.

1
THE BRIGHT SIDE · 1/3
A fat profit margin

The net profit margin is 25% — the profit kept from each dollar of revenue is the company’s cushion in hard quarters.

2
THE BRIGHT SIDE · 2/3
Sales keep climbing

Over the last 4 years, sales grew about 18% a year on average.

3
THE BRIGHT SIDE · 3/3
Pays a steady dividend

It pays out $14.65 per share each year — regular cash for whoever holds the stock.

THE RISKS

Our checks did not surface a specific risk to flag here. That is not the same as there being none.

FINALE · THE GRADE
—
grade pending

We don’t have a report card for this stock yet — the data isn’t mature enough to grade. No grade is information too: it means the evidence is thin.

One-line summary: few numbers, an untested story. Keep watching.

What would you like to do next?
Open the stock page →

Not covered, because the filings we hold do not carry it: earnings execution, the revenue breakdown.

This was a film — not investment advice.
Data: FMP & company filings
Oct 5, 2026 · stockexpertai.com · Stock Film