On the stock market since 1997, it operates in the world of money and finance. It has 1,325 employees. Now — the numbers.
This is an established company with proven profits.
That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.
Average growth of 6% a year over the last 4 years. Every year shown ended in profit.
Executive selling isn’t always bad news; people sell for personal reasons too. Still, the thin buying side is worth noting.
The stock trades 48% below its peak. The market has trimmed its expectations for the company.
The net profit margin is 19% — the profit kept from each dollar of revenue is the company’s cushion in hard quarters.
It met or beat analyst expectations in 7 of the last 8 quarters — consistency is a promise kept.
The average analyst price target is $32.67 — 33% above today’s price.
Over the last 3 years, sales grew only 3% a year on average. At this size, speeding back up is not easy.
Since the drop from its peak, buyer appetite hasn’t come back.
On our five-subject report card, PPBI sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.
The takeaway: PPBI is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.