PPERY — Stock Film
STOCK FILMSCENE 1/11PPERY · $9.88
Stock Expert AI presents
PPERY
PT Bank Mandiri (Persero) Tbk
~4 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
PT Bank Mandiri (Persero) Tbk. What it actually does.

Provides savings and current accounts to individuals and businesses. Offers time deposits and demand deposits. Now — the numbers.

on the stock market since 2009
39K employees
$23B market value
Revenue last year:
$12B
The net profit left over:
$3.2B
Out of every $100 of revenue, $28 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 28%

This is an established company with proven profits.

THE SALES TREND
Sales are growing, year after year.

Average growth of 20% a year over the last 4 years. Every year shown ended in profit.

$5.7B
2021
2022
2023
2024
$12B
2025
Every quarter, analysts set a profit bar.
How many of the last 8 did the company clear?
6 / 8
EXPECTATIONS MET OR BEATEN
6
Oct 2024
Jul 2026
6 TIMES IN THE LAST 8 QUARTERS
A mixed scorecard.
THE PRICE TAG
MARKET VALUE / ANNUAL PROFIT
7.1×

The market pays 7.1× for every dollar of annual profit — cheap, which is either an opportunity or a warning.

No analyst target is on record for this company.

THE COUNCIL REVIEW
9

angles, checked one by one.

The 3 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

STRENGTHS
Sales are growing fast8/10
WEAK SPOTS
The stock has lost its spark0/10
Thin trading in the shares2/10
WORTH WATCHING

Trading Liquidity: The shares change hands too rarely for smooth trading.

THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 50% below its peak. The market has trimmed its expectations for the company.

1
THE BRIGHT SIDE · 1/3
A fat profit margin

The net profit margin is 28% — the profit kept from each dollar of revenue is the company’s cushion in hard quarters.

2
THE BRIGHT SIDE · 2/3
Sales keep climbing

Over the last 4 years, sales grew about 20% a year on average.

3
THE BRIGHT SIDE · 3/3
Pays a steady dividend

It pays out $1.08 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/2
The stock has lost its spark

Since the drop from its peak, buyer appetite hasn’t come back. Council score: 0/10.

2
THE RISKS · 2/2
Thin trading in the shares

Getting in and out without moving the price could prove difficult. Council score: 2/10.

FINALE · THE GRADE
grade pending

We don’t have a report card for this stock yet — the data isn’t mature enough to grade. No grade is information too: it means the evidence is thin.

One-line summary: few numbers, an untested story. Keep watching.

What would you like to do next?
Open the stock page →

Not covered, because the filings we hold do not carry it: the revenue breakdown.

This was a film — not investment advice.
Data: FMP & company filings
Sep 11, 2026 · stockexpertai.com · Stock Film