PRA — Stock Film
STOCK FILMSCENE 1/11PRA · $25.00
Stock Expert AI presents
PRA
ProAssurance Corporation
~5 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
ProAssurance Corporation. What it actually does.

Provides professional liability insurance for healthcare providers and institutions. Offers liability insurance for attorneys. Now — the numbers.

on the stock market since 1991
972 employees
$1.3B market value
WHERE DOES THE MONEY COME FROM?
78%Specialty Property and Casualty
Specialty Property and CasualtyWorkers' Compensation Insurance 18%Segregated Portfolio Cell Reinsurance 5%
78% of all revenue comes from a single line: Specialty Property and Casualty.

That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.

Revenue last year:
$1.1B
The net profit left over:
$50.9M
Out of every $100 of revenue, $5 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 5%

This is an established company with proven profits.

THE PRICE TAG
MARKET VALUE / ANNUAL PROFIT
25.3×

The market pays 25.3× for every dollar of annual profit — around what a business like this usually costs.

Against companies in its own sector, it looks cheaper than 36% of them.

Analysts' average target sits 27% below today's price.

INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
41
weak

Clearly below the class average.

FINANCIAL STRENGTH
52
average

For a bank, strength is measured by capital buffers and reserves — not cash minus debt.

VALUATION
36
weak

Clearly below the class average.

GROWTH
33
very weak

Clearly below the class average.

PRICE MOMENTUM
61
average

The price is looking for direction — no strong breakout, no collapse.

WORTH WATCHING

Growth: Sales growth trails the sector average.

Valuation: The stock trades at a price that looks expensive next to its earnings; that can cap future returns.

THE COUNCIL REVIEW
9

angles, checked one by one.

The 3 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

STRENGTHS
The shares trade freely10/10
WEAK SPOTS
Growth has stalled2/10
Costs eat into the margin4/10
WORTH WATCHING

Revenue Growth: Sales are growing slowly.

THE FIVE-YEAR JOURNEY
Trading below its recent peak.

The stock trades below its recent peak — about 9% off the top. A pullback, not a collapse.

THE BRIGHT SIDE

Our checks did not surface a specific strength to highlight here.

1
THE RISKS · 1/2
Growth has stalled

Over the last 4 years, sales grew only 1% a year on average. At this size, speeding back up is not easy.

2
THE RISKS · 2/2
The price sits above analysts’ target

The stock trades 27% above the average analyst price target.

FINALE · THE GRADE
grade pending

We don’t have a report card for this stock yet — the data isn’t mature enough to grade. No grade is information too: it means the evidence is thin.

One-line summary: few numbers, an untested story. Keep watching.

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This was a film — not investment advice.
Data: FMP & company filings
Sep 12, 2026 · stockexpertai.com · Stock Film