PRG — Stock Film
STOCK FILMSCENE 1/11PRG · $45.36
Stock Expert AI presents
PRG
PROG Holdings, Inc
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
PROG Holdings, Inc. A quick introduction.

On the stock market since 1982, it operates in the world of money and finance. It has 1,235 employees. Now — the numbers.

on the stock market since 1982
1,235 employees
$1.8B market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $6 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 6%

This is an established company with proven profits.

WHERE DOES THE MONEY COME FROM?
96%Lease Revenues and Fees
Lease Revenues and Fees 96%Other Revenues 4%
96% of all revenue comes from a single line: Lease Revenues and Fees.

That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.

Every quarter, analysts set a profit bar.
How many of the last 8 did the company clear?
8 / 8
EXPECTATIONS MET OR BEATEN
8
Jul 2024
Oct 2024
Feb 2025
Apr 2025
Jul 2025
Oct 2025
Feb 2026
Apr 2026
8 TIMES IN THE LAST 8 QUARTERS
It clears the bar, quarter after quarter.
What executives did with their own stock over the last 12 months:
41 buy25 sell

Executives buying with their own money is usually read as confidence in the company’s future.

INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
91
very strong

Profit power and business quality lead the class.

FINANCIAL STRENGTH
11
very weak

For a bank, strength is measured by capital buffers and reserves — not cash minus debt.

VALUATION
77
strong

Clearly above the class average — a step short of the very top.

GROWTH
84
very strong

This grade is a blend: the profit side is strong, the sales tempo slow.

PRICE MOMENTUM
99
very strong

The stock has been running stronger than the market lately.

WORTH WATCHING

Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.

THE FIVE-YEAR JOURNEY
Trading below its recent peak.

The stock trades below its recent peak — about 10% off the top. A pullback, not a collapse.

1
THE BRIGHT SIDE · 1/3
Delivers on expectations

It met or beat analyst expectations in 8 of the last 8 quarters — consistency is a promise kept.

2
THE BRIGHT SIDE · 2/3
Executives are buying their own stock

Over the last 12 months, company executives reported 41 buys and 25 sells. Management buying with its own money is usually read as a good sign.

3
THE BRIGHT SIDE · 3/3
Pays a steady dividend

It pays out $0.54 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/2
Sales are shrinking

Over the last 3 years, sales fell about 2% a year on average. Profit is holding up, but a shrinking business is a risk worth watching.

2
THE RISKS · 2/2
A thin financial cushion

The balance sheet offers little cushion against a rough stretch. Report-card grade: 11/100.

FINALE · THE GRADE
A
0 / 100 · MoonshotScore

On our five-subject report card, PRG sits near the top of the class. A high grade doesn’t mean “guaranteed win” — it means “the evidence looks strong for now.”

The takeaway: PRG is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

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This was a film — not investment advice.
Data: FMP & company filings
Jul 21, 2026 · stockexpertai.com · Stock Film