Underwrites and provides specialized property and casualty (P&C) insurance solutions. Offers residential coverage, including homeowners insurance policies. Now — the numbers.
That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.
The company closed last year at a loss: costs ran above sales. The picture changes only if spending is reined in.
An average decline of 25% a year over the last 4 years — the most striking risk in this picture. Red columns mark years that ended in a loss.
At this burn rate the cash pile isn’t the pressing question — for now, time is on the company’s side.
This company is not turning a profit, so the market is pricing its sales instead: 0.5× for every dollar of annual revenue.
Against companies in its own sector, it looks cheaper than 0% of them.
Analysts' average target sits 89% below today's price.
angles, checked one by one.
The 4 that stand out are on screen; the rest came back neutral.
The council scores out of 10; report-card grades are out of 100.
Revenue Growth: Sales are going backwards, not just slowing.
The stock trades 56% below its peak. The market has trimmed its expectations for the company.
Our checks did not surface a specific strength to highlight here.
A loss of $18.4M against $36.9M in annual sales. And on top of that, sales fell from the year before.
The stock trades 89% above the average analyst price target.
On our five-subject report card, PRHI sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”
The takeaway: PRHI’s sales are going backwards, and it closed last year at a loss. The road back runs through both.