PROV — Stock Film
STOCK FILMSCENE 1/11PROV · $17.90
Stock Expert AI presents
PROV
Provident Financial Holdings, Inc
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Provident Financial Holdings, Inc. A quick introduction.

On the stock market since 1996, it operates in the world of money and finance. It has 163 employees. Now — the numbers.

on the stock market since 1996
163 employees
$107.6M market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $11 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 11%

This is an established company with proven profits.

WHERE DOES THE MONEY COME FROM?
53%Debit Card
Debit Card 53%Deposit Account 47%
53% of all revenue comes from a single line: Debit Card.

The biggest line carries real weight, but it doesn’t decide everything on its own.

THE SALES TREND
Sales are growing overall, with a pause along the way.

Average growth of 11% a year over the last 4 years. Every year shown ended in profit.

$39.4M
2022
$50.1M
2023
$58.7M
2024
$60.2M
2025
$59.6M
2026
Every quarter, analysts set a profit bar.
How many of the last 8 did the company clear?
3 / 8
EXPECTATIONS MET OR BEATEN
3
Oct 2024
Jan 2025
Apr 2025
Jul 2025
Oct 2025
Jan 2026
Apr 2026
Jul 2026
3 TIMES IN THE LAST 8 QUARTERS
It misses the bar more often than not.
INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
52
average

Profit indicators sit around the sector average.

FINANCIAL STRENGTH
90
very strong

For a bank, strength is measured by capital buffers and reserves — not cash minus debt.

VALUATION
92
very strong

The price looks reasonable next to what the company earns.

GROWTH
51
average

There is growth, but not at top-of-the-class tempo.

PRICE MOMENTUM
79
strong

Clearly above the class average — a step short of the very top.

No real weak spot in any of the five subjects — a balanced report card.

THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

1
THE BRIGHT SIDE · 1/1
Pays a steady dividend

It pays out $0.56 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/1
Executives lean toward selling

Over the last 12 months, executives reported 14 sells against just 4 buys. Not an alarm bell by itself, but a number worth watching.

FINALE · THE GRADE
B
0 / 100 · MoonshotScore

On our five-subject report card, PROV sits near the top of the class. A high grade doesn’t mean “guaranteed win” — it means “the evidence looks strong for now.”

The takeaway: PROV is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.

What would you like to do next?
Open the stock page →
This was a film — not investment advice.
Data: FMP & company filings
Aug 21, 2026 · stockexpertai.com · Stock Film