PSBKF — Stock Film
STOCK FILMSCENE 1/11PSBKF · $0.67
Stock Expert AI presents
PSBKF
Postal Savings Bank of China Co., Ltd
~4 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
Postal Savings Bank of China Co., Ltd. What it actually does.

Provides personal banking services, including savings accounts, loans, and credit cards. Now — the numbers.

on the stock market since 2021
197K employees
$78B market value
Revenue last year:
$52B
The net profit left over:
$13B
Out of every $100 of revenue, $25 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 25%

This is an established company with proven profits.

THE SALES TREND
Sales have been shrinking.

An average decline of 9% a year over the last 4 years — the most striking risk in this picture.

$76B
2021
2022
2023
2024
$52B
2025
Every quarter, analysts set a profit bar.
How many of the last 8 did the company clear?
5 / 8
EXPECTATIONS MET OR BEATEN
5
Oct 2024
Aug 2026
5 TIMES IN THE LAST 8 QUARTERS
A mixed scorecard.
THE PRICE TAG
MARKET VALUE / ANNUAL PROFIT
6.1×

The market pays 6.1× for every dollar of annual profit — cheap, which is either an opportunity or a warning.

No analyst target is on record for this company.

THE COUNCIL REVIEW
9

angles, checked one by one.

The 2 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

WEAK SPOTS
Thin trading in the shares2/10
The stock has lost its spark3/10
WORTH WATCHING

Trading Liquidity: The shares change hands too rarely for smooth trading.

THE FIVE-YEAR JOURNEY
Trading below its recent peak.

The stock trades below its recent peak — about 11% off the top. A pullback, not a collapse.

1
THE BRIGHT SIDE · 1/2
A fat profit margin

The net profit margin is 25% — the profit kept from each dollar of revenue is the company’s cushion in hard quarters.

2
THE BRIGHT SIDE · 2/2
Pays a steady dividend

It pays out $0.03 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/2
Trading under $1

The stock sits at $0.67. Under exchange rules, stocks that stay below $1 for too long risk being removed from the market.

2
THE RISKS · 2/2
Sales are shrinking

Over the last 4 years, sales fell about 9% a year on average. Profit is holding up, but a shrinking business is a risk worth watching.

FINALE · THE GRADE
grade pending

No score published: this stock trades under $10,000 on a typical day, so the price beside it is not one you could reliably act on.

One-line summary: few numbers, an untested story. Keep watching.

What would you like to do next?
Open the stock page →

Not covered, because the filings we hold do not carry it: the revenue breakdown.

This was a film — not investment advice.
Data: FMP & company filings
Sep 11, 2026 · stockexpertai.com · Stock Film