PVBC — Stock Film
STOCK FILMSCENE 1/11PVBC · $13.50
Stock Expert AI presents
PVBC
Provident Bancorp, Inc
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Provident Bancorp, Inc. A quick introduction.

On the stock market since 2015, it operates in the world of money and finance. It has 177 employees. Now — the numbers.

on the stock market since 2015
177 employees
$240.1M market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $8 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 8%

This is an established company with proven profits.

WHERE DOES THE MONEY COME FROM?
55%Bank Servicing
Bank Servicing 55%Deposit Account 45%
55% of all revenue comes from a single line: Bank Servicing.

That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.

THE SALES TREND
Sales are growing overall, with a pause along the way.

Average growth of 10% a year over the last 4 years. Red columns mark years that ended in a loss.

$63.9M
2020
$69.3M
2021
$84.5M
2022
$96.2M
2023
$94.2M
2024
Every quarter, analysts set a profit bar.
How many of the last 6 did the company clear?
4 / 6
EXPECTATIONS MET OR BEATEN
4
Apr 2024
Jul 2024
Jan 2025
Apr 2025
Jul 2025
Oct 2025
4 TIMES IN THE LAST 6 QUARTERS
A mixed scorecard.
What executives did with their own stock over the last 12 months:
17 buy35 sell

Executive selling isn’t always bad news; people sell for personal reasons too. Still, the thin buying side is worth noting.

THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 33% below its peak. The market has trimmed its expectations for the company.

1
THE BRIGHT SIDE · 1/1
Sales keep climbing

Over the last 3 years, sales grew about 11% a year on average.

1
THE RISKS · 1/2
A rich price tag

The company’s market value is 33 times its annual profit. Even a small disappointment could hit the price hard.

2
THE RISKS · 2/2
The price sits above analysts’ target

The stock trades 11% above the average analyst price target.

FINALE · THE GRADE
D
0 / 100 · MoonshotScore

On our five-subject report card, PVBC sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”

The takeaway: PVBC is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.

What would you like to do next?
Open the stock page →
This was a film — not investment advice.
Data: FMP & company filings
Aug 22, 2026 · stockexpertai.com · Stock Film