PYCR — Stock Film
STOCK FILMSCENE 1/11PYCR · $22.49
Stock Expert AI presents
PYCR
Paycor HCM, Inc
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Paycor HCM, Inc. A quick introduction.

On the stock market since 2021, it operates in the world of technology. It has 2,900 employees. Now — the numbers.

on the stock market since 2021
2,900 employees
$4.1B market value
Revenue last year:
$0
The loss that same year:
$0
For every $1 it earns, the company spends $1.1.

The company closed last year at a loss: costs ran above sales. The picture changes only if spending is reined in.

WHERE DOES THE MONEY COME FROM?
97%Recurring Fees
Recurring Fees 97%Service, Other 3%
97% of all revenue comes from a single line: Recurring Fees.

That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.

THE SALES TREND
Sales are growing, year after year.

Average growth of 19% a year over the last 4 years. Red columns mark years that ended in a loss.

$327.9M
2020
$352.8M
2021
$429.4M
2022
$552.7M
2023
$654.9M
2024
In the vault right now:
$0
DEBT: $20.4M
At this pace, that money lasts about 2 years.

Before the clock runs out, either sales must climb sharply or new money must come in. This is the most critical line in the whole picture.

Every quarter, analysts set a profit bar.
How many of the last 8 did the company clear?
7 / 8
EXPECTATIONS MET OR BEATEN
7
Aug 2023
Nov 2023
Feb 2024
May 2024
Aug 2024
Nov 2024
Feb 2025
May 2025
7 TIMES IN THE LAST 8 QUARTERS
It clears the bar, quarter after quarter.
THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 42% below its peak. The market has trimmed its expectations for the company.

1
THE BRIGHT SIDE · 1/3
Sales keep climbing

Over the last 3 years, sales grew about 23% a year on average.

2
THE BRIGHT SIDE · 2/3
Sales are holding up

The company sells $654.9M a year; the problem isn’t sales — it’s costs running above that number.

3
THE BRIGHT SIDE · 3/3
Strong cash, light debt

There is $118.0M in the vault; even if every debt were paid off, $97.5M would remain.

1
THE RISKS · 1/3
The losses continue

A loss of $58.9M against $654.9M in annual sales.

2
THE RISKS · 2/3
The cash has a countdown

At the current pace of spending, the cash lasts about 2 years. After that, the company needs to find new money.

3
THE RISKS · 3/3
Executives lean toward selling

Over the last 12 months, executives reported 70 sells against just 23 buys. Not an alarm bell by itself, but a number worth watching.

FINALE · THE GRADE
C
0 / 100 · MoonshotScore

On our five-subject report card, PYCR sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.

The takeaway: PYCR has solid sales but closed last year at a loss. The road back to profit runs through spending discipline.

What would you like to do next?
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This was a film — not investment advice.
Data: FMP & company filings
Jul 21, 2026 · stockexpertai.com · Stock Film