QCCO — Stock Film
STOCK FILMSCENE 1/10QCCO · $1.92
Stock Expert AI presents
QCCO
QC Holdings, Inc
~3 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
QC Holdings, Inc. A quick introduction.

On the stock market since 2004, it operates in the world of money and finance. It has 1,270 employees. Now — the numbers.

on the stock market since 2004
1,270 employees
$33.4M market value
Revenue last year:
$0
The loss that same year:
$0
Sales don’t cover the costs; the gap drains from the cash pile every year.

The company is still in the product-building phase: its spending runs above its sales. That only changes once the product starts selling at scale.

WHERE DOES THE MONEY COME FROM?
34%Credit Service Fees
Credit Service Fees 34%Open End Credit Fees 31%Check Cashing Fees 17%Other Fees 16%Title Loan Fees 2%
34% of all revenue comes from a single line: Credit Service Fees.

Revenue is spread across several business lines; no single line carries the company.

THE SALES TREND
Sales are growing overall, with a pause along the way.

Average growth of 16% a year over the last 4 years. Red columns mark years that ended in a loss.

$97.4M
2020
$90.9M
2021
$152.8M
2022
$168.4M
2023
$178.2M
2024
In the vault right now:
$0
DEBT: $109.9M
At this pace, that money lasts about 1.8 years.

Before the clock runs out, either sales must climb sharply or new money must come in. This is the most critical line in the whole picture.

THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

1
THE BRIGHT SIDE · 1/2
Sales keep climbing

Over the last 3 years, sales grew about 25% a year on average.

2
THE BRIGHT SIDE · 2/2
The product is selling

Sales run at $178.2M a year. A small number, but proof the product has real buyers.

1
THE RISKS · 1/2
Small scale, thin loss

A loss of $7.4M against $178.2M in annual sales.

2
THE RISKS · 2/2
The cash has a countdown

At the current pace of spending, the cash lasts about 1.8 years. After that, the company needs to find new money.

FINALE · THE GRADE
D
0 / 100 · MoonshotScore

On our five-subject report card, QCCO sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”

The takeaway: QCCO is a high-risk stock — not yet profitable, and its future rides on its product catching on.

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This was a film — not investment advice.
Data: FMP & company filings
Aug 21, 2026 · stockexpertai.com · Stock Film