On the stock market since 2018, it operates in the world of money and finance. It has 3,557 employees. Now — the numbers.
This is an established company with proven profits.
Revenue is spread across several business lines; no single line carries the company.
No real growth (3% a year).
Executives buying with their own money is usually read as confidence in the company’s future.
angles, checked one by one.
The 3 that stand out are on screen; the rest came back neutral.
The council scores out of 10; report-card grades are out of 100.
An investor who bought at the very peak is down 76% today. The business is the same; what changed most is the price — and the expectations — the market pins on it.
The net profit margin is 31% — still a thick cushion, though costs have been eating into it lately.
Over the last 12 months, company executives reported 12 buys and 0 sells. Management buying with its own money is usually read as a good sign.
The average analyst price target is $14.17 — 24% above today’s price.
Since the drop from its peak, buyer appetite hasn’t come back. Council score: 0/10.
On our five-subject report card, QFIN sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.
The takeaway: QFIN is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.