QTWO — Stock Film
STOCK FILMSCENE 1/11QTWO · $64.12
Stock Expert AI presents
QTWO
Q2 Holdings, Inc
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Q2 Holdings, Inc. A quick introduction.

On the stock market since 2014, it operates in the world of technology. It has 2,549 employees. Now — the numbers.

on the stock market since 2014
2,549 employees
$4B market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $7 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 7%

This is an established company with proven profits.

WHERE DOES THE MONEY COME FROM?
82%Subscriptions
Subscriptions 82%Product and Service, Other 10%Transactional Services 9%
82% of all revenue comes from a single line: Subscriptions.

That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.

THE SALES TREND
Sales are growing, year after year.

Average growth of 12% a year over the last 4 years. Red columns mark years that ended in a loss.

$498.7M
2021
$565.7M
2022
$624.6M
2023
$696.5M
2024
$794.8M
2025
INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
75
strong

Clearly above the class average — a step short of the very top.

FINANCIAL STRENGTH
73
strong

Clearly above the class average — a step short of the very top.

VALUATION
60
average

The price isn’t cheap next to earnings — that’s why this grade sits in the middle.

GROWTH
88
very strong

Sales are growing strongly for its sector.

PRICE MOMENTUM
69
strong

Clearly above the class average — a step short of the very top.

No real weak spot in any of the five subjects — a balanced report card.

THE COUNCIL REVIEW
9

angles, checked one by one.

The 3 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

STRENGTHS
Fat profit per sale, but shrinking8/10
A strong cash pile8/10
Few are betting against it10/10
THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 42% below its peak. The market has trimmed its expectations for the company.

1
THE BRIGHT SIDE · 1/3
Sales keep climbing

Over the last 3 years, sales grew about 12% a year on average.

2
THE BRIGHT SIDE · 2/3
Strong cash, light debt

There is $367.6M in the vault; even if every debt were paid off, $20.8M would remain.

3
THE BRIGHT SIDE · 3/3
Executives are buying their own stock

Over the last 12 months, company executives reported 46 buys and 33 sells. Management buying with its own money is usually read as a good sign.

1
THE RISKS · 1/1
A rich price tag

The company’s market value is 78 times its annual profit. Even a small disappointment could hit the price hard.

FINALE · THE GRADE
A
0 / 100 · MoonshotScore

On our five-subject report card, QTWO sits near the top of the class. A high grade doesn’t mean “guaranteed win” — it means “the evidence looks strong for now.”

The takeaway: QTWO is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s what that quality should cost.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

What would you like to do next?
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This was a film — not investment advice.
Data: FMP & company filings
Aug 21, 2026 · stockexpertai.com · Stock Film