RBB — Stock Film
STOCK FILMSCENE 1/11RBB · $26.55
Stock Expert AI presents
RBB
RBB Bancorp
~5 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
RBB Bancorp. What it actually does.

Provides checking, savings, and money market accounts. Offers certificates of deposit. Now — the numbers.

on the stock market since 2017
369 employees
$449.6M market value
WHERE DOES THE MONEY COME FROM?
37%Other Service Income
Other Service IncomeFees and Service Charges on Deposit Accounts 35%Other Fees 29%
37% of all revenue comes from a single line: Other Service Income.

Revenue is spread across several business lines; no single line carries the company.

Revenue last year:
$238M
The net profit left over:
$31.9M
Out of every $100 of revenue, $13 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 13%

This is an established company with proven profits.

THE SALES TREND
Sales are growing overall, with a pause along the way.

Average growth of 9% a year over the last 4 years. Every year shown ended in profit.

$165.8M
2021
2022
2023
2024
$238M
2025
THE PRICE TAG
MARKET VALUE / ANNUAL PROFIT
14.1×

The market pays 14.1× for every dollar of annual profit — around what a business like this usually costs.

Against companies in its own sector, it looks cheaper than 94% of them.

Analysts' average target sits 9% above today's price.

INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
64
average

Profit indicators sit around the sector average.

FINANCIAL STRENGTH
38
weak

For a bank, strength is measured by capital buffers and reserves — not cash minus debt.

VALUATION
94
very strong

The price looks reasonable next to what the company earns.

GROWTH
81
very strong

Sales are growing strongly for its sector.

PRICE MOMENTUM
94
very strong

The stock has been running stronger than the market lately.

WORTH WATCHING

Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.

THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

1
THE BRIGHT SIDE · 1/2
Sales keep climbing

Over the last 4 years, sales grew about 9% a year on average.

2
THE BRIGHT SIDE · 2/2
Pays a steady dividend

It pays out $0.64 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/1
A thin financial cushion

The balance sheet offers little cushion against a rough stretch. Report-card grade: 38/100.

FINALE · THE GRADE
A+
84 / 100 · MoonshotScore

On our five-subject report card, RBB sits near the top of the class. A high grade doesn’t mean “guaranteed win” — it means “the evidence looks strong for now.”

The takeaway: RBB is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

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This was a film — not investment advice.
Data: FMP & company filings
Sep 11, 2026 · stockexpertai.com · Stock Film