RC — Stock Film
STOCK FILMSCENE 1/11RC · $1.90
Stock Expert AI presents
RC
Ready Capital Corporation
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Ready Capital Corporation. A quick introduction.

On the stock market since 2013, it operates in the world of real estate. It has 442 employees. Now — the numbers.

on the stock market since 2013
442 employees
$305.7M market value
Revenue last year:
$0
The loss that same year:
$0
For every $1 it earns, the company spends $1.5.

The company is still in the product-building phase: its spending runs above its sales. That only changes once the product starts selling at scale.

THE SALES TREND
Sales are growing overall, with a pause along the way.

Average growth of 14% a year over the last 4 years. Red columns mark years that ended in a loss.

$296.3M
2021
$383.3M
2022
$389.9M
2023
$27.4M
2024
$499.5M
2025
In the vault right now:
$0
DEBT: $5.9B
At this pace, that money lasts about 1.1 years.

Before the clock runs out, either sales must climb sharply or new money must come in. This is the most critical line in the whole picture.

INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
6
very weak

Clearly below the class average.

FINANCIAL STRENGTH
20
very weak

For a bank, strength is measured by capital buffers and reserves — not cash minus debt.

VALUATION
66
strong

Clearly above the class average — a step short of the very top.

GROWTH
47
weak

Clearly below the class average.

PRICE MOMENTUM
10
very weak

Clearly below the class average.

WORTH WATCHING

Business Quality: Profit power and business quality trail similar companies in the sector.

Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.

THE COUNCIL REVIEW
9

angles, checked one by one.

The 3 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

STRENGTHS
Sales are growing fast10/10
Few are betting against it10/10
WEAK SPOTS
The stock has lost its spark3/10
THE FIVE-YEAR JOURNEY
A long and steep decline.

An investor who bought at the very peak is down 88% today. The business is the same; what changed most is the price — and the expectations — the market pins on it.

1
THE BRIGHT SIDE · 1/3
Sales keep climbing

Over the last 3 years, sales grew about 9% a year on average.

2
THE BRIGHT SIDE · 2/3
The product is selling

Sales run at $499.5M a year. A small number, but proof the product has real buyers.

3
THE BRIGHT SIDE · 3/3
Executives are buying their own stock

Over the last 12 months, company executives reported 43 buys and 27 sells. Management buying with its own money is usually read as a good sign.

1
THE RISKS · 1/2
Small sales, big loss

A loss of $228.9M against $499.5M in annual sales.

2
THE RISKS · 2/2
The cash has a countdown

At the current pace of spending, the cash lasts about 1.1 years. After that, the company needs to find new money.

FINALE · THE GRADE
F
0 / 100 · MoonshotScore

On our five-subject report card, RC sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”

The takeaway: RC is a high-risk stock — not yet profitable, and its future rides on its product catching on.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

What would you like to do next?
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This was a film — not investment advice.
Data: FMP & company filings
Aug 21, 2026 · stockexpertai.com · Stock Film