RCII — Stock Film
STOCK FILMSCENE 1/11RCII · $26.78
Stock Expert AI presents
RCII
Rent-A-Center, Inc
~4 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
Rent-A-Center, Inc. What it actually does.

Leases household durable goods to customers on a lease-to-own basis. Operates through Rent-A-Center Business, Acima, Mexico, and Franchising segments. Now — the numbers.

on the stock market since 1983
14K employees
$1.5B market value
Revenue last year:
$4.7B
The net profit left over:
$73.2M
Out of every $100 in sales, $2 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 2%

This is an established company with proven profits.

Cash on hand:
$120.5M
Total debt:
$286.8M
The debt outweighs the cash.

The gap is $166.3M. In times of high interest rates, a gap like that can squeeze a company.

THE PRICE TAG
MARKET VALUE / ANNUAL PROFIT
20×

The market pays 20× for every dollar of annual profit — around what a business like this usually costs.

Analysts' average target sits 49% above today's price.

What executives did with their own stock over the last 12 months:
46 buy11 sell

Executives buying with their own money is usually read as confidence in the company’s future.

THE COUNCIL REVIEW
9

angles, checked one by one.

The 3 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

STRENGTHS
Fat profit per sale, but shrinking8/10
WEAK SPOTS
The stock has lost its spark0/10
Growth has stalled4/10
WORTH WATCHING

Revenue Growth: Sales are growing slowly.

THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 59% below its peak. The market has trimmed its expectations for the company.

1
THE BRIGHT SIDE · 1/2
Executives are buying their own stock

Over the last 12 months, company executives reported 46 buys and 11 sells. Management buying with its own money is usually read as a good sign.

2
THE BRIGHT SIDE · 2/2
Pays a steady dividend

It pays out $1.36 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/2
Growth has stalled

Over the last 4 years, sales grew only 1% a year on average. At this size, speeding back up is not easy.

2
THE RISKS · 2/2
The stock has lost its spark

Since the drop from its peak, buyer appetite hasn’t come back. Council score: 0/10.

FINALE · THE GRADE
grade pending

We don’t have a report card for this stock yet — the data isn’t mature enough to grade. No grade is information too: it means the evidence is thin.

One-line summary: few numbers, an untested story. Keep watching.

What would you like to do next?
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Not covered, because the filings we hold do not carry it: the revenue breakdown.

This was a film — not investment advice.
Data: FMP & company filings
Sep 11, 2026 · stockexpertai.com · Stock Film