Offers automobile insurance products directly to consumers. Provides homeowners insurance policies. Now — the numbers.
This is an established company with proven profits.
Average growth of 45% a year over the last 4 years. Red columns mark years that ended in a loss.
The market pays 18.6× for every dollar of annual profit — around what a business like this usually costs.
Against companies in its own sector, it looks cheaper than 74% of them.
Analysts' average target sits 1% above today's price.
Executive selling isn’t always bad news; people sell for personal reasons too. Still, the thin buying side is worth noting.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Profit power and business quality lead the class.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
Clearly above the class average — a step short of the very top.
Sales are growing strongly for its sector.
Clearly below the class average.
Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.
Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.
An investor who bought at the very peak is down 70% today. The business is the same; what changed most is the price — and the expectations — the market pins on it.
Over the last 4 years, sales grew about 45% a year on average.
It met or beat analyst expectations in 8 of the last 8 quarters — consistency is a promise kept.
This stock swings about 2.9 times as much as the market average. Big rallies — and big drops — can both happen fast.
The balance sheet offers little cushion against a rough stretch. Report-card grade: 4/100.
Buyers haven’t stepped back in yet; the price hasn’t found its footing. Report-card grade: 13/100. For a turnaround signal, the stock first needs to close the gap with the market.
On our five-subject report card, ROOT sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.
The takeaway: ROOT is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.
Not covered, because the filings we hold do not carry it: the revenue breakdown.