RWT — Stock Film
STOCK FILMSCENE 1/11RWT · $4.75
Stock Expert AI presents
RWT
Redwood Trust, Inc
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Redwood Trust, Inc. A quick introduction.

On the stock market since 1995, it operates in the world of real estate. It has 351 employees. Now — the numbers.

on the stock market since 1995
351 employees
$604.2M market value
Revenue last year:
$0
The loss that same year:
$0
For every $1 it earns, the company spends $1.1.

The company closed last year at a loss: costs ran above sales. The picture changes only if spending is reined in.

THE SALES TREND
Sales are moving sideways.

No real growth (4% a year). Red columns mark years that ended in a loss.

$952M
2021
$522.6M
2022
$158.6M
2023
$1.1B
2024
$1.1B
2025
In the vault right now:
$0
DEBT: $22.2B
At this pace, that money lasts about 9.7 years.

Before the clock runs out, either sales must climb sharply or new money must come in. For now, time is on the company’s side.

Every quarter, analysts set a profit bar.
How many of the last 8 did the company clear?
3 / 8
EXPECTATIONS MET OR BEATEN
3
Oct 2024
Feb 2025
Apr 2025
Jul 2025
Oct 2025
Feb 2026
Apr 2026
Jul 2026
3 TIMES IN THE LAST 8 QUARTERS
It misses the bar more often than not.
INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
32
very weak

Clearly below the class average.

FINANCIAL STRENGTH
4
very weak

For a bank, strength is measured by capital buffers and reserves — not cash minus debt.

VALUATION
18
very weak

Clearly below the class average.

GROWTH
64
average

There is growth, but not at top-of-the-class tempo.

PRICE MOMENTUM
12
very weak

Clearly below the class average.

WORTH WATCHING

Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.

Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.

THE FIVE-YEAR JOURNEY
A long and steep decline.

An investor who bought at the very peak is down 66% today. The business is the same; what changed most is the price — and the expectations — the market pins on it.

1
THE BRIGHT SIDE · 1/3
Sales keep climbing

Over the last 3 years, sales grew about 28% a year on average.

2
THE BRIGHT SIDE · 2/3
Sales are holding up

The company sells $1.1B a year; the problem isn’t sales — it’s costs running above that number.

3
THE BRIGHT SIDE · 3/3
Executives are buying their own stock

Over the last 12 months, company executives reported 39 buys and 27 sells. Management buying with its own money is usually read as a good sign.

1
THE RISKS · 1/3
Lost money last year

A loss of $70.0M against $1.1B in annual sales.

2
THE RISKS · 2/3
A thin financial cushion

The balance sheet offers little cushion against a rough stretch. Report-card grade: 4/100.

3
THE RISKS · 3/3
The stock has lost its spark

Buyers haven’t stepped back in yet; the price hasn’t found its footing. Report-card grade: 12/100. For a turnaround signal, the stock first needs to close the gap with the market.

FINALE · THE GRADE
F
0 / 100 · MoonshotScore

On our five-subject report card, RWT sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”

The takeaway: RWT has solid sales but closed last year at a loss. The road back to profit runs through spending discipline.

Analysts’ average target sits above today’s price, yet the valuation grade (18/100) says the stock isn’t cheap.

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This was a film — not investment advice.
Data: FMP & company filings
Aug 21, 2026 · stockexpertai.com · Stock Film