SAFT — Stock Film
STOCK FILMSCENE 1/11SAFT · $103
Stock Expert AI presents
SAFT
Safety Insurance Group, Inc
~5 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
Safety Insurance Group, Inc. What it actually does.

Provides private passenger automobile insurance. Offers commercial automobile insurance for businesses. Now — the numbers.

on the stock market since 2002
568 employees
$1.5B market value
Revenue last year:
$1.3B
The net profit left over:
$99.3M
Out of every $100 of revenue, $8 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 8%

This is an established company with proven profits.

THE SALES TREND
Sales are growing overall, with a pause along the way.

Average growth of 10% a year over the last 4 years. Every year shown ended in profit.

$864.7M
2021
2022
2023
2024
$1.3B
2025
Every quarter, analysts set a profit bar.
How many of the last 8 did the company clear?
3 / 8
EXPECTATIONS MET OR BEATEN
3
Nov 2024
Aug 2026
3 TIMES IN THE LAST 8 QUARTERS
It misses the bar more often than not.
THE PRICE TAG
MARKET VALUE / ANNUAL PROFIT
15.3×

The market pays 15.3× for every dollar of annual profit — around what a business like this usually costs.

Against companies in its own sector, it looks cheaper than 88% of them.

No analyst target is on record for this company.

INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
69
strong

Clearly above the class average — a step short of the very top.

FINANCIAL STRENGTH
89
very strong

For a bank, strength is measured by capital buffers and reserves — not cash minus debt.

VALUATION
88
very strong

The price looks reasonable next to what the company earns.

GROWTH
93
very strong

Sales are growing strongly for its sector.

PRICE MOMENTUM
100
very strong

The stock has been running stronger than the market lately.

No real weak spot in any of the five subjects — a balanced report card.

THE FIVE-YEAR JOURNEY
Bumpy, but the direction is up.

The stock trades near its peak today. For long-term holders the ride has paid off so far — though past performance guarantees nothing about the future.

1
THE BRIGHT SIDE · 1/2
Sales keep climbing

Over the last 4 years, sales grew about 10% a year on average.

2
THE BRIGHT SIDE · 2/2
Pays a steady dividend

It pays out $3.68 per share each year — regular cash for whoever holds the stock.

THE RISKS

Our checks did not surface a specific risk to flag here. That is not the same as there being none.

FINALE · THE GRADE
A+
97 / 100 · MoonshotScore

On our five-subject report card, SAFT sits near the top of the class. A high grade doesn’t mean “guaranteed win” — it means “the evidence looks strong for now.”

The takeaway: SAFT is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

What would you like to do next?
Open the stock page →

Not covered, because the filings we hold do not carry it: the revenue breakdown.

This was a film — not investment advice.
Data: FMP & company filings
Sep 11, 2026 · stockexpertai.com · Stock Film