On the stock market since 2007, it operates in the world of money and finance. Now — the numbers.
This is an established company with proven profits.
Average growth of 6% a year over the last 4 years. Every year shown ended in profit.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Profit indicators sit around the sector average.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
The price isn’t cheap next to earnings — that’s why this grade sits in the middle.
Clearly below the class average.
Clearly below the class average.
Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.
Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.
angles, checked one by one.
The 2 that stand out are on screen; the rest came back neutral.
The council scores out of 10; report-card grades are out of 100.
The stock trades 38% below its peak. The market has trimmed its expectations for the company.
The net profit margin is 37% — the profit kept from each dollar of revenue is the company’s cushion in hard quarters.
It pays out $3.00 per share each year — regular cash for whoever holds the stock.
Over the last 12 months, executives reported 10 sells against just 2 buys. Not an alarm bell by itself, but a number worth watching.
Buyers haven’t stepped back in yet; the price hasn’t found its footing. Report-card grade: 2/100. For a turnaround signal, the stock first needs to close the gap with the market.
The balance sheet offers little cushion against a rough stretch. Report-card grade: 25/100.
On our five-subject report card, SAR sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”
The takeaway: SAR is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s what that quality should cost.