Provide retail banking services to individuals and small businesses under brands like Societe Generale, Credit du Nord, and Boursorama. Now — the numbers.
This is an established company with proven profits.
Average growth of 17% a year over the last 4 years. Every year shown ended in profit.
The market pays 9.5× for every dollar of annual profit — cheap, which is either an opportunity or a warning.
Analysts' average target sits 67% below today's price.
The stock trades below its recent peak — about 11% off the top. A pullback, not a collapse.
Over the last 4 years, sales grew about 17% a year on average.
It met or beat analyst expectations in 8 of the last 8 quarters — consistency is a promise kept.
It pays out $0.37 per share each year — regular cash for whoever holds the stock.
The stock trades 67% above the average analyst price target.
The price action doesn’t yet back an upward turn.
Against everything we grade, SCGLY lands somewhere in the middle. The grade moves as the numbers move.
The takeaway: SCGLY is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.
Not covered, because the filings we hold do not carry it: the revenue breakdown.