On the stock market since 2012, it operates in the world of money and finance. Now — the numbers.
This is an established company with proven profits.
No real growth (2% a year).
Executives buying with their own money is usually read as confidence in the company’s future.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Profit power and business quality lead the class.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
The price looks reasonable next to what the company earns.
Clearly below the class average.
Clearly below the class average.
Growth: Sales growth trails the sector average.
Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.
The stock trades 46% below its peak. The market has trimmed its expectations for the company.
The net profit margin is 40% — still a thick cushion, though costs have been eating into it lately.
Over the last 12 months, company executives reported 14 buys and 0 sells. Management buying with its own money is usually read as a good sign.
The average analyst price target is $13.25 — 53% above today’s price.
The growth engine is running at low revs right now. Report-card grade: 3/100.
Buyers haven’t stepped back in yet; the price hasn’t found its footing. Report-card grade: 3/100. For a turnaround signal, the stock first needs to close the gap with the market.
On our five-subject report card, SCM sits behind the class. A low grade doesn’t mean “doomed” — it means “big claim, small proof.”
The takeaway: SCM is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.
The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.