Provides multi-line insurance and reinsurance products and services globally. Operates through two main segments: Reinsurance, and Insurance & Services. Now — the numbers.
That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.
This is an established company with proven profits.
Average growth of 10% a year over the last 4 years. Red columns mark years that ended in a loss.
The market pays 6.1× for every dollar of annual profit — cheap, which is either an opportunity or a warning.
Against companies in its own sector, it looks cheaper than 71% of them.
Analysts' average target sits 4% above today's price.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Profit indicators sit around the sector average.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
Clearly above the class average — a step short of the very top.
Sales are growing strongly for its sector.
The stock has been running stronger than the market lately.
No real weak spot in any of the five subjects — a balanced report card.
The stock trades below its recent peak — about 8% off the top. A pullback, not a collapse.
Over the last 4 years, sales grew about 10% a year on average.
Our checks did not surface a specific risk to flag here. That is not the same as there being none.
On our five-subject report card, SPNT sits near the top of the class. A high grade doesn’t mean “guaranteed win” — it means “the evidence looks strong for now.”
The takeaway: SPNT is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.