STWD — Stock Film
STOCK FILMSCENE 1/11STWD · $16.60
Stock Expert AI presents
STWD
Starwood Property Trust, Inc
~4 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Starwood Property Trust, Inc. A quick introduction.

On the stock market since 2009, it operates in the world of real estate. It has 324 employees. Now — the numbers.

on the stock market since 2009
324 employees
$6.2B market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $22 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 22%

This is an established company with proven profits.

WHERE DOES THE MONEY COME FROM?
77%Commercial and Residential Lending
Commercial and Residential Lending 77%Infrastructure Lending 16%Property 8%
77% of all revenue comes from a single line: Commercial and Residential Lending.

That much dependence is a risk in itself: if this one line weakens, the whole company feels it directly.

THE SALES TREND
Sales are growing overall, with a pause along the way.

Average growth of 12% a year over the last 4 years. Every year shown ended in profit.

$1.2B
2021
$1.6B
2022
$2.1B
2023
$2B
2024
$1.9B
2025
INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
65
strong

Clearly above the class average — a step short of the very top.

FINANCIAL STRENGTH
27
very weak

For a bank, strength is measured by capital buffers and reserves — not cash minus debt.

VALUATION
72
strong

Clearly above the class average — a step short of the very top.

GROWTH
32
very weak

Clearly below the class average.

PRICE MOMENTUM
25
very weak

Clearly below the class average.

WORTH WATCHING

Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.

Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.

THE COUNCIL REVIEW
9

angles, checked one by one.

The 3 that stand out are on screen; the rest came back neutral.

The council scores out of 10; report-card grades are out of 100.

STRENGTHS
Few are betting against it10/10
WEAK SPOTS
Executives aren’t buying3/10
The stock has lost its spark3/10
WORTH WATCHING

Executive Buying: The trades send no strong signal of confidence.

THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 37% below its peak. The market has trimmed its expectations for the company.

1
THE BRIGHT SIDE · 1/3
A fat but narrowing margin

The net profit margin is 22% — still a thick cushion, though costs have been eating into it lately.

2
THE BRIGHT SIDE · 2/3
Analysts’ target sits above today’s price

The average analyst price target is $19.3316% above today’s price.

3
THE BRIGHT SIDE · 3/3
Pays a steady dividend

It pays out $1.92 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/3
The stock has lost its spark

Buyers haven’t stepped back in yet; the price hasn’t found its footing. Report-card grade: 25/100. For a turnaround signal, the stock first needs to close the gap with the market.

2
THE RISKS · 2/3
A thin financial cushion

The balance sheet offers little cushion against a rough stretch. Report-card grade: 27/100.

3
THE RISKS · 3/3
Growth trails the sector

The growth engine is running at low revs right now. Report-card grade: 32/100.

FINALE · THE GRADE
C
0 / 100 · MoonshotScore

On our five-subject report card, STWD sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.

The takeaway: STWD is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.

The total grade weighs these five subjects against the sector — it isn’t a simple average of the five.

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This was a film — not investment advice.
Data: FMP & company filings
Jul 21, 2026 · stockexpertai.com · Stock Film