STXB — Stock Film
STOCK FILMSCENE 1/9STXB · $25.55
Stock Expert AI presents
STXB
Spirit of Texas Bancshares, Inc
~3 min film100% real numbers0 jargon
WHAT DOES THIS COMPANY DO?
Spirit of Texas Bancshares, Inc. A quick introduction.

On the stock market since 2018, it operates in the world of money and finance. It has 363 employees. Now — the numbers.

on the stock market since 2018
363 employees
$0 market value
Revenue last year:
$0
The net profit left over:
$0
Out of every $100 in sales, $33 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 33%

This is an established company with proven profits.

THE SALES TREND
Sales are growing, year after year.

Average growth of 28% a year over the last 4 years. Every year shown ended in profit.

$48.3M
2017
$57.5M
2018
$92.5M
2019
$124.8M
2020
$128.2M
2021
Every quarter, analysts set a profit bar.
How many of the last 8 did the company clear?
6 / 8
EXPECTATIONS MET OR BEATEN
6
Apr 2020
Jul 2020
Oct 2020
Jan 2021
Apr 2021
Jul 2021
Oct 2021
Jan 2022
6 TIMES IN THE LAST 8 QUARTERS
A mixed scorecard.
THE FIVE-YEAR JOURNEY
Below the peak, but no collapse.

The stock trades 19% below its peak. The market has trimmed its expectations for the company.

1
THE BRIGHT SIDE · 1/3
A fat but narrowing margin

The net profit margin is 33% — still a thick cushion, though costs have been eating into it lately.

2
THE BRIGHT SIDE · 2/3
Sales keep climbing

Over the last 3 years, sales grew about 31% a year on average.

3
THE BRIGHT SIDE · 3/3
Pays a steady dividend

It pays out $0.70 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/1
The stock has lost its spark

Since the drop from its peak, buyer appetite hasn’t come back.

FINALE · THE GRADE
C
0 / 100 · MoonshotScore

On our five-subject report card, STXB sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.

The takeaway: STXB is an established business that has proven its profits for years. The real debate isn’t the quality of the business — it’s whether the price paid for the stock is too high.

What would you like to do next?
Open the stock page →
This was a film — not investment advice.
Data: FMP & company filings
Aug 21, 2026 · stockexpertai.com · Stock Film