On the stock market since 1987, it operates in the world of money and finance. Now — the numbers.
This is an established company with proven profits.
Average growth of 64% a year over the last 4 years. Red columns mark years that ended in a loss.
Executives buying with their own money is usually read as confidence in the company’s future.
We compared this company with its own sector across five subjects.
A score of 50 means class average.
Profit power and business quality lead the class.
For a bank, strength is measured by capital buffers and reserves — not cash minus debt.
The price looks reasonable next to what the company earns.
This grade is a blend: the profit side is strong, the sales tempo slow.
Clearly below the class average.
Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.
Financial Strength: The capital buffer looks thin next to its class; less room to absorb a rough stretch.
The stock trades 41% below its peak. The market has trimmed its expectations for the company.
The net profit margin is 39% — the profit kept from each dollar of revenue is the company’s cushion in hard quarters.
Over the last 12 months, company executives reported 66 buys and 30 sells. Management buying with its own money is usually read as a good sign.
It pays out $3.00 per share each year — regular cash for whoever holds the stock.
Buyers haven’t stepped back in yet; the price hasn’t found its footing. Report-card grade: 24/100. For a turnaround signal, the stock first needs to close the gap with the market.
The balance sheet offers little cushion against a rough stretch. Report-card grade: 27/100.
On our five-subject report card, SWZ sits in the middle of the class: some subjects shine, others don’t. The grade moves as the numbers move.
The takeaway: SWZ is an established business that has proven its profits for years. The real debate here isn’t the price — it’s whether the company can keep up this pace.