TCBS — Stock Film
STOCK FILMSCENE 1/11TCBS · $17.38
Stock Expert AI presents
TCBS
Texas Community Bancshares, Inc
~4 min film100% real numbersplain English
WHAT DOES THIS COMPANY DO?
Texas Community Bancshares, Inc. What it actually does.

Provides a range of deposit accounts, including savings, checking, and certificates of deposit. Originates residential mortgage loans for one- to four-family homes. Now — the numbers.

on the stock market since 2021
61 employees
$50.1M market value
Revenue last year:
$25.6M
The net profit left over:
$2.8M
Out of every $100 of revenue, $11 stays as net profit.
THE SLICE THAT TURNS INTO PROFIT: 11%

This is an established company with proven profits.

THE SALES TREND
Sales are growing, year after year.

Average growth of 20% a year over the last 4 years. Red columns mark years that ended in a loss.

$12.3M
2021
2022
2023
2024
$25.6M
2025
THE PRICE TAG
MARKET VALUE / ANNUAL PROFIT
17.6×

The market pays 17.6× for every dollar of annual profit — around what a business like this usually costs.

Against companies in its own sector, it looks cheaper than 87% of them.

No analyst target is on record for this company.

What executives did with their own stock over the last 12 months:
3 buy6 sell

Executive selling isn’t always bad news; people sell for personal reasons too. Still, the thin buying side is worth noting.

INSIDE THE REPORT CARD

We compared this company with its own sector across five subjects.

A score of 50 means class average.

BUSINESS QUALITY
59
average

Profit indicators sit around the sector average.

FINANCIAL STRENGTH
94
very strong

For a bank, strength is measured by capital buffers and reserves — not cash minus debt.

VALUATION
87
very strong

The price looks reasonable next to what the company earns.

GROWTH
100
very strong

Sales are growing strongly for its sector.

PRICE MOMENTUM
45
weak

Clearly below the class average.

WORTH WATCHING

Price Momentum: The stock has lagged the market in recent months; investor interest is weak right now.

THE FIVE-YEAR JOURNEY
Trading below its recent peak.

The stock trades below its recent peak — about 8% off the top. A pullback, not a collapse.

1
THE BRIGHT SIDE · 1/2
Sales keep climbing

Over the last 4 years, sales grew about 20% a year on average.

2
THE BRIGHT SIDE · 2/2
Pays a steady dividend

It pays out $0.23 per share each year — regular cash for whoever holds the stock.

1
THE RISKS · 1/2
The stock has lost its spark

Buyers haven’t stepped back in yet; the price hasn’t found its footing. Report-card grade: 45/100. For a turnaround signal, the stock first needs to close the gap with the market.

2
THE RISKS · 2/2
Thin trading in the shares

Getting in and out without moving the price could prove difficult.

FINALE · THE GRADE
grade pending

No score published: this stock trades under $10,000 on a typical day, so the price beside it is not one you could reliably act on.

One-line summary: few numbers, an untested story. Keep watching.

What would you like to do next?
Open the stock page →

Not covered, because the filings we hold do not carry it: earnings execution, the revenue breakdown.

This was a film — not investment advice.
Data: FMP & company filings
Sep 12, 2026 · stockexpertai.com · Stock Film